3 Bed Waterfront Home for Sale in Marina Cove
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For SaleMLS# 226030259

$649,900

3 Bed Waterfront Home for Sale in Marina Cove

5015 Marina Cove Drive 103, Naples, FL, 34112

3 beds2 baths1,700 sqft2 garage
GatedGolfTennisBoatingBeach AccessFitness CenterClubhouseCommunity PoolWaterfront

About this home

Indulge in refined coastal living within the prestigious gates of Windstar Country Club, one of Naples’ most coveted waterfront communities: Perfectly positioned first-floor end unit residence (with 2 car garage!), this exceptional home captures breathtaking views of the golf course and water while offering a rare sense of privacy and tranquility. Comfortable and inviting, the three-bedroom layout offers a desirable split-bedroom design, a private two-car attached garage, and a spacious kitchen with a center island and sunny breakfast nook that creates an easy gathering place for casual meals and conversation. Intricate crown molding, and timeless plantation shutters elevate the home with a level of craftsmanship and sophistication synonymous with luxury Naples living. Peace of mind meets modern efficiency with recent high-value improvements, including an HVAC system just 4 months old (with warranty), a brand-new water heater, a new stainless steel refrigerator, and a one-year-old dishwasher—ensuring both comfort and confidence for years to come. Ideally located just minutes from the sugar-sand beaches of the Gulf and the world-class boutiques and dining of Old Naples and the Bayshore District, this residence offers the perfect balance of serenity and accessibility. Windstar delivers an unmatched lifestyle, highlighted by exclusive access to a private beach on Keewaydin Island via twice-daily shuttle. Optional membership unlocks a wealth of premier amenities, including a championship golf course masterfully designed by Tom Fazio, Har-Tru tennis courts, a state-of-the-art fitness center, and exceptional dining experiences. For boating enthusiasts, the community’s exclusive 72-slip deep-water marina—offering slips for purchase or lease—completes this extraordinary offering, setting Windstar apart as one of Naples’ only gated golf communities with direct boating access. This is more than a home—it’s an opportunity to enjoy the Windstar lifestyle, where an exceptional location, beautiful surroundings, and resort-style amenities come together.

Property details

Type
Condominium
Year built
1999
Interior
1,700 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
0
Total association fees
$15,636/yr (~$1,303/mo)
CDD
None
Est. taxes (1.4%)
$9,099/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSewerStreetLightsSecurityWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsMarinaClubhouseFitnessCenterGolfCourseBarbecuePicnicAreaPrivateMembershipPoolPuttingGreensSeeRemarksSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$382/sqft
Comp median
$334/sqft
Difference
+14%

Based on the $/sqft of 12 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
5080 Yacht Harbor Circle 103Jun 2026$507,5003/21,700$299
4650 Yacht Harbor Drive 133Apr 2026$725,0002/21,589$456
4720 Arboretum Circle 102Jun 2026$535,0003/21,712$313
2553 Linda DriveJun 2026$645,0003/31,877$344
3259 Karen DriveOct 2025$610,0003/21,546$395
2669 Linda DriveOct 2025$612,5003/31,890$324
Average6 comps$605,833$355

Market trends, Naples

Median list
$675,000
Median $/sqft
$368
Median sold (90d)
$597,500
Avg days on market
108
Active listings
3,976
Median sold price · Naples
$595,750last 3 months4.7% vs $625,000 prior 3 months
Median closed price by month · Naples
0.4% MoM7.9% YoY
$530k$600k$670kJul ’25Sep ’26
$582,500Sep ’26 · 198 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • 2-car garage
Consider
  • Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$15,636/yr)
Location convenienceHigh
Hospital
3.5 mi
NCH Baker Hospital (Naples)
Beach
2.5 mi
Naples Pier / Beach
Airport
3.2 mi
Naples Airport
Shopping
4 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Nearby schools

Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.