3 Bed Waterfront Home for Sale in Palm Harbor, FL, $388,000
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For SaleMLS# 2026032544

$388,000

3 Bed Waterfront Home for Sale in Palm Harbor, FL, $388,000

368 Harbor Ridge Drive, Palm Harbor, FL, 34683

3 beds2.5 baths1,700 sqft2 garage
GatedCommunity PoolWaterfront

About this home

Welcome to Harbor Ridge Townhomes, where comfort, style, and a prime Palm Harbor location come together. This meticulously cared-for corner residence offers an abundance of natural light and tranquil pond views, creating the perfect blend of everyday living and peaceful relaxation. A private side entrance and impressive 9-foot front door welcome you into a spacious open-concept design , and durable LVP flooring throughout the main living area. A convenient first-floor powder room adds functionality, while an expansive wall of 14-foot pocketing triple sliding glass doors opens seamlessly to the screened lanai Designed with both beauty and practicality in mind, the kitchen showcases rich solid wood cabinetry, granite countertops, stainless steel appliances, and a generous pantry. An additional dining nook offers the flexibility for a breakfast area, coffee bar, or workspace to fit your lifestyle. Upstairs, vaulted ceilings and luxury vinyl plank flooring create a bright, inviting atmosphere throughout the second level. The spacious owner’s retreat overlooks the pond and features a large walk-in closet along with a beautifully updated ensuite bathroom complete with a walk-in shower. Two additional bedrooms are generously sized and share a full bath with a tub/shower combination. A centrally located laundry closet includes a newer washer and dryer along with additional shelving for added convenience. The oversized two-car garage features finished flooring and offers ample room for storage, tools, recreational equipment, or an additional refrigerator or freezer. A separate utility closet provides even more storage options. Harbor Ridge Townhomes offers exceptional value with low monthly HOA fees that include water, sewer, trash, recycling, high-speed internet, expanded cable, exterior building maintenance, roof replacement, landscaping, irrigation, and access to the community pool and cabana. The pet-friendly community welcomes up to two pets with no weight restrictions. For additional peace of mind, this home is located in a non-flood zone, does not require flood insurance, and experienced no flooding or power outages during Hurricanes Helene or Milton. Impact-rated windows, sliding glass doors, and exterior doors provide added storm protection and energy efficiency. A whole-home water softener and water filtration system are also included, while the HOA has scheduled a new roof installation in 2027. Perfectly positioned just minutes from the charming waterfront communities of Tarpon Springs and Dunedin, you’ll enjoy convenient access to award-winning Gulf beaches, championship golf courses, waterfront parks, restaurants, boutique shopping, and the Pinellas Trail located just across the street. The nearby Jolley Trolley makes exploring the area simple and convenient year-round. Come discover why Harbor Ridge is the perfect place to call home.

Property details

Type
Townhouse
Year built
2011
Interior
1,700 sqft
Lot size
3,049.2 sqft
Acreage
0.07 acres
Garage
2 car
Days on market
0
Total association fees
$5,040/yr (~$420/mo)
CDD
None
Est. taxes (1.4%)
$5,432/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Pinellas

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

IrrigationWaterLegalAccountingRoadMaintenance

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

PoolManagement
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read — ask Rick for a personalized CMA.

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Market trends — Palm Harbor

Median list
$388,000
Median $/sqft
$228
Avg days on market
0
Active listings
1

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2011 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceLow
Hospital
93.1 mi
ShorePoint Health (Punta Gorda)
Beach
122.6 mi
Sanibel Island
Airport
95.5 mi
Punta Gorda Airport
Shopping
113.4 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.