$960,000
3 Bed Waterfront Home for Sale in Punta Gorda
24221 W Captain Kidd Boulevard, Punta Gorda, FL, 33955
About this home
Welcome to your waterfront paradise in the highly sought-after community of Pirate Harbor in Punta Gorda! This beautifully maintained 3-bedroom, 2.5-bath home offers the perfect blend of coastal charm, comfort, and peace of mind. Designed for the Florida boating lifestyle, you’ll enjoy direct Gulf access from your private dock complete with a boat lift and out door shower making spontaneous days on the water effortlessly clean. Whether you’re heading out for world-class fishing, island hopping, or sunset cruises, your next adventure begins right in your backyard. One of this home’s most valuable features is its elevated construction on pilings, offering added protection and peace of mind. Built high above grade, this home is designed to minimize flood risk while maximizing breezes, views, and long-term value. Inside, you’ll find spacious living areas filled with natural light, a functional floor plan, and inviting spaces perfect for entertaining or simply relaxing after a day on the water. With plenty of room for family, friends, or seasonal guests. Whether you’re searching for a full-time residence, a winter retreat, or an investment in one of Southwest Florida’s hidden gems, this exceptional waterfront property checks all the boxes. Waterfront homes with Gulf access, a private boat lift, and elevated construction in Pirate Harbor are a rare find. Don’t miss your opportunity to own a slice of paradise—schedule your private showing today before this incredible home is gone!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2004
- Interior
- 2,214 sqft
- Lot size
- 10,890 sqft
- Acreage
- 0.25 acres
- Garage
- 4 car
- Days on market
- 62
- Total association fees
- $300/yr (~$25/mo)
- CDD
- None
- Est. taxes (1.4%)
- $13,440/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors, Shutters
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Charlotte
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Market trends, Pirate Harbor
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $185,000 (16.2%) from the original list price.
| Sep 15, 2026 | Price reducedfrom $1,145,000 | $960,000 |
| Jul 15, 2026 | Listed | $1,145,000 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Impact Windows/Doors, Shutters
- 4-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar communities
Matched by amenities, price tier, and location to Pirate Harbor.
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.