$499,000
4 Bed SingleFamilyResidence for Sale in Estero
20350 Torre Del Lago Street, Estero, FL, 33928
About this home
Exceptional value for this type of space with 4 bedrooms in highly sought after Bella Terra. Offering over 2,300 sq. ft. of living space with a traditional-style floor plan including a separate living and dining room, plus a separate family room off the kitchen making it great for spreading out as well as entertaining. NEWER ROOF....Move-in ready condition with luxury laminate flooring, newer carpets in the bedrooms, a spacious primary suite with lanai access overlooking a large, private backyard with plenty of room for play and/or your own custom pool if you wish. Also, conveniently located in close proximity to the entrance of the community and resort style clubhouse. This well maintained home is in move-in ready, this home also offers the lowest HOA fees in town with access to Bella Terra’s beautiful resort-style amenities: a clubhouse, lagoon-style pool and spa, 24-hour fitness center, tennis and pickleball courts, bocce ball, sand volleyball, basketball courts, secured children’s play area, skate rink, sports fields, and year-round activities for all ages. Conveniently located near I-75, SWFL International Airport, Miromar Outlets, Coconut Point Mall, and countless shopping, dining, and entertainment options. This home is a great find at this size and price point—schedule your private showing today before it’s gone.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2005
- Interior
- 2,315 sqft
- Lot size
- 8,929.8 sqft
- Acreage
- 0.20 acres
- Garage
- 2 car
- Days on market
- 72
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $6,986/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20663 Larino Loop | Dec 2025 | $424,900 | 3/2 | 2,255 | $188 |
| 20079 Larino Loop | Jul 2026 | $425,000 | 3/2 | 2,255 | $188 |
| 20032 Larino Loop | Jun 2026 | $450,000 | 3/2 | 2,282 | $197 |
| 20334 Larino Loop | Apr 2026 | $440,000 | 3/2 | 2,255 | $195 |
| Average | 4 comps | $434,975 | $192 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $12,400 (2.4%) from the original list price.
| Dec 29, 2025 | Sold | $497,500 |
| Nov 24, 2025 | Price reducedfrom $509,900 | $499,000 |
| Oct 1, 2025 | Listed | $509,900 |
The good, the trade-offs & the location
- Built 2005 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.