$609,000
4 Bed SingleFamilyResidence for Sale in Estero
20503 Black Tree Lane, Estero, FL, 33928
About this home
If you’re looking for an Estero home where the expensive upgrades, extra space, and important details have already been taken care of, this is the one to see! Meticulously maintained and extensively updated, this 4-bedroom, 3-bath home delivers EXCEPTIONAL value with a true 3-CAR GARAGE, large enough for three vehicles, not just a golf cart and an insulated garage for added comfort and storage. The oversized lot offers valuable flexibility and plenty of room for a future pool and expanded outdoor living. Extensive HURRICANE PROTECTION provides added peace of mind and helps protect your investment, while LOW HOA fees keep ownership costs attractive. With so much already done, you can move in, enjoy, and invest confidently rather than spend years and significant money updating a home. A rare combination of space, upgrades, protection, and value in Estero!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2014
- Interior
- 2,271 sqft
- Lot size
- 11,848.32 sqft
- Acreage
- 0.27 acres
- Garage
- 3 car
- Days on market
- 0
- Total association fees
- $3,240/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $8,526/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Shutters
- Exposure
- East
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20964 Torre Del Lago Street | Jan 2026 | $630,000 | 4/2 | 2,362 | $267 |
| 21053 Bosco Court | May 2026 | $660,000 | 4/2 | 2,362 | $279 |
| 13592 Troia Drive | May 2026 | $585,000 | 4/2 | 2,280 | $257 |
| Average | 3 comps | $625,000 | $268 |
Market trends, Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2014 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Storm protection: Shutters
- 3-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.