$435,999
4 Bed 2 Bath Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
1412 SW 20th Avenue, Cape Coral, FL, 33991
About this home
ASSESSMENTS PAID! Save $30,000 on this stunning new construction waterfront home in a NO flood zone with central water and sewer fully paid. Located along a freshwater canal on SW 20th Ave, this beautifully designed 4 bed, 2 bath home offers 1,955 sq ft under air (2,397 sq ft total) and sits on a quiet, sidewalk-lined street within walking distance to Trafalgar Middle and Elementary Schools. Enjoy high ceilings, oversized neutral polished tile flooring, cocoa-accented finishes, and hurricane impact-resistant windows and steel doors throughout. The home features a circular paver driveway for easy in-and-out access, a 2-car garage with epoxy flooring, and built-in closets in every bedroom for added organization and storage. The open-concept kitchen is a showstopper with white shaker cabinets, level 3 thick granite countertops, stainless steel appliances, and an illuminated island perfect for entertaining, all flowing into the great room and dining area with stunning canal views and room for a future pool. The luxurious master suite includes a walk-in closet, dual sinks, a private water closet, and a tiled walk-in shower with a glass door and mosaic waterfall accent. A dedicated laundry room adds convenience with a laundry tub and extra pantry space. Centrally located near Publix, Home Depot, Walmart, Lowe’s, Veterans Pkwy, Pine Island Rd, and Santa Barbara Blvd, this home is the perfect blend of comfort, elegance, and location — ideal for enjoying Cape Coral sunsets and modern Florida living.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2023
- Interior
- 1,955 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 156
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,104/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- Yes
- Pets
- Yes
- County
- Lee
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.
Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1328 SW 22nd Place | Feb 2026 | $487,000 | 4/2 | 1,814 | $268 |
| 1804 SW 13TH Lane | Nov 2025 | $405,440 | 4/3 | 2,020 | $201 |
| 2208 SW 12th Lane | Aug 2025 | $440,000 | 3/2 | 1,796 | $245 |
| Average | 3 comps | $444,147 | $238 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $39,999 (8.7%) from the original list price.
| Sep 22, 2025 | Sold | $420,000 |
| Aug 20, 2025 | Price reducedfrom $449,999 | $435,999 |
| May 8, 2025 | Back on market | |
| Apr 2, 2025 | Listed | $459,999 |
The good, the trade-offs & the location
- Built 2023 — post-2002 Florida wind codes (typically lower insurance)
- New construction
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$489,800
MLS# 226018731719 S HEATHER LAKE Avenue, Cape Coral, FL, 33993
$473,000
MLS# 20260067131202 SW 8th Place, Cape Coral, FL, 33991
$419,000
MLS# 20250234281623 NW 2nd Street, Cape Coral, FL, 33993
$447,860
MLS# 226007555575 Spring Hill Lake Loop, Cape Coral, FL, 33993
$350,000
MLS# 202602954111830 Scallop Drive 850, Cape Coral, FL, 33991
$377,000
MLS# 2026024489329 SW 21st Lane, Cape Coral, FL, 33991
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.