$749,900
4 Bed 3 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
1231 SW 28th Terrace, Cape Coral, FL, 33914
About this home
Discover the perfect blend of coastal elegance, modern comfort, and premium waterfront living in this impeccable 4-bedroom, 3-bathroom home located in the heart of SW Cape Coral’s most desirable neighborhood — and out of the flood zone (Zone X) for added peace of mind. Boasting over 2,100 sq ft of beautifully designed living space, this home offers a light-filled, open-concept layout, gorgeous ceramic tile floors, and high-end finishes throughout. Every detail is crafted to impress and built to last. Triple Car Garage – Room for vehicles, storage, and more Impact-Resistant Windows & Doors – Stylish protection and energy savings Durable Tile Roof – Sleek style meets long-term performance Resort-Style Pool – Fully screened with paver deck, Bright, Airy Layout – Modern design that welcomes natural light from every angle Lush Landscaping – Tropical curb appeal This is not just a home — it’s a lifestyle upgrade. Whether you're a full-time resident, seasonal owner, or savvy investor, this property checks every box for luxury, location, and long-term value.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2025
- Interior
- 2,100 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 3 car
- Days on market
- 79
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $10,499/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- Yes
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1223 SW 28th Terrace | Feb 2026 | $720,000 | 3/3 | 2,041 | $353 |
| 1401 SW 28th Terrace | Oct 2025 | $650,000 | 3/2 | 2,129 | $305 |
| 1409 SW 28th Terrace | Jul 2026 | $685,000 | 4/2 | 2,215 | $309 |
| Average | 3 comps | $685,000 | $322 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $54,900 (7.3%) from the original list price.
| Nov 3, 2025 | Sold | $695,000 |
| Jul 25, 2025 | Listed | $749,900 |
The good, the trade-offs & the location
- Built 2025 — post-2002 Florida wind codes (typically lower insurance)
- New construction
- Lower flood risk (zone X)
- Private pool
- Waterfront
- Storm protection: Impact Windows/Doors
- 3-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.