4 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in GOLDEN GATE CITY, FL
1 / 50
SoldMLS# 225069170

$596,000

4 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in GOLDEN GATE CITY, FL

1733 45th Terrace, Naples, FL, 34116

4 beds3 baths2,082 sqft
GatedBoatingWaterfront

About this home

Discover this exceptional home in the heart of Golden Gate City, featuring a fully legal Mother-in-Law Suite with its own bedroom, kitchenette, washer and dryer, small living area, and private outdoor terrace, perfect for multi-generational living or generating rental income. The main home offers spacious interiors and an extra-large backyard overlooking the canal, complete with a jacuzzi, a pergola, and a long screened porch that provides the perfect balance between open-air enjoyment and a protected indoor-outdoor space. Additional highlights include a durable metal roof (2011), new foam insulation and new A/C ducts (2024), an air conditioning system (2019), plumbing located in the attic for easy maintenance, two separate laundry areas with one dedicated to the main house and the other to the Mother-in-Law Suite, sprinkler system, city water and sewer, water filtration system, security cameras surrounding the home, a built-in speaker system throughout with nightclub-quality sound, and an oversized driveway accommodating up to nine cars. Best of all, the property is located in Zone X-500, which does not require flood insurance, offering additional peace of mind and long-term savings. This property offers everything you need: modern upgrades, versatile spaces, and excellent potential for family living or investment, all in a prime Naples location close to shopping, dining, schools, and beaches.

Property details

Type
SingleFamilyResidence
Year built
1983
Interior
2,082 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
None
Days on market
46
Total association fees
None
CDD
None
Est. taxes (1.4%)
$8,344/yr
Flood zone (area est.)
Not available
Storm protection
Shutters
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
Yes
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Maintenance included in the fee

Sewer

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Below marketThis home is priced below comparable recent sales — a potential value.
This home
$286/sqft
Comp median
$313/sqft
Difference
-9%

Based on the $/sqft of 13 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4924 20th PlaceAug 2025$640,0004/32,238$286
1806 41st StreetFeb 2026$745,0003/32,236$333
2596 47th StreetOct 2025$650,0004/22,060$316
3611 17th AvenueAug 2025$700,0003/22,118$331
3671 13th AvenueMar 2026$500,0003/22,164$231
4201 29th PlaceOct 2025$650,0004/32,238$290
Average6 comps$647,500$298

Market trends — Naples

Median list
$679,400
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,190
Median sold price · Naples
$625,000last 3 months1.6% vs $635,000 prior 3 months
Median closed price by month · Naples
0.4% MoM10.1% YoY
$530k$599k$668kJul ’25Jul ’26
$627,500Jul ’26 · 361 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $5,000 (0.9%) from the original list price.

Dec 12, 2025Sold$580,000
Oct 30, 2025Price increasedfrom $575,000$596,000
Sep 5, 2025Listed$585,000

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Shutters
Consider
  • Built 1983 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceHigh
Hospital
1.6 mi
Physicians Regional (Naples)
Beach
8.2 mi
Naples Pier / Beach
Airport
5.6 mi
Naples Airport
Shopping
6 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.