4 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
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SoldMLS# 2026010636

$339,900

4 Bed 3 Bath Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL

3509 NE 21st Avenue, Cape Coral, FL, 33909

4 beds3 baths1,683 sqft2 garage
GatedBoatingWaterfront

About this home

Waterfront Sophistication on a Peaceful Freshwater Canal There’s something special about being the very first to live in a home—where every finish is pristine, every surface untouched, and every sunrise over the water feels like it was designed just for you. This brand-new four-bedroom, three-bath residence in Northeast Cape Coral blends clean, modern design with the calm rhythm of freshwater canal living, all within Flood Zone X, offering the added confidence of no flood insurance requirement. From the moment you step inside, the home feels expansive yet welcoming. Soaring ceilings and continuous tile flooring create a seamless flow throughout the open great room, designed for both lively gatherings and quiet evenings at home. Impact-resistant windows and doors not only enhance energy efficiency and storm protection, but also frame the natural light that pours in, highlighting the home’s thoughtful craftsmanship. At the center of it all is a striking kitchen that feels equal parts stylish and functional. Crisp white cabinetry is beautifully contrasted by a rich blue island base, topped with elegant quartz countertops and illuminated by modern pendant lighting. Stainless steel appliances, abundant storage, and a generously sized island make this space ideal for everything from casual breakfasts to holiday entertaining. It’s a kitchen that invites conversation and connection. The primary suite is a peaceful retreat, complete with a tray ceiling, private access to exterior, and a spacious walk-in closet. The ensuite bath offers dual vanities and a beautifully tiled walk-in shower, creating a refined and comfortable space to begin and end each day. On the opposite side of the home, a second suite with its own private bath and lanai access provides flexibility for guests, extended family, or even a private office setup. Two additional guest bedrooms and a third full bath ensure everyone has space to relax. Step outside and you’ll feel the true essence of Florida living. The covered lanai overlooks tranquil canal waters, offering the perfect setting for morning coffee as the sun rises or unwinding in the evening as the sky reflects across the water. The gently sloping backyard leads to the canal’s edge, where fishing, kayaking, or simply enjoying the peaceful view can become part of your daily routine. Situated near Gator Circle and Island Coast High School, this growing area offers convenient access to shopping, dining, schools, and major roadways—making everyday life easy while still feeling tucked away in a quiet waterfront setting. With its modern finishes, durable construction, and serene location, this home delivers a rare opportunity to enjoy new construction and waterfront living in one beautifully designed package. Preferred lender incentives are available—an added advantage to help you step confidently into your next chapter.

Property details

Type
SingleFamilyResidence
Year built
2025
Interior
1,683 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
9
Total association fees
None
CDD
None
Est. taxes (1.4%)
$4,759/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Well
Sewer
Septic Tank
New construction
Yes
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$202/sqft
Comp median
$183/sqft
Difference
+10%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2028 NE 35th StreetSep 2025$327,0004/21,795$182
2208 NE 35th TerraceAug 2025$304,9894/21,666$183
3523 NE 19th PlaceFeb 2026$303,5003/21,550$196
1908 NE 34th TerraceDec 2025$322,9904/21,810$178
3512 NE 19th PlaceDec 2025$329,9904/21,829$180
2301 NE 34th LaneAug 2025$390,0003/21,793$218
Average6 comps$329,745$190

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$234
Median sold (90d)
$384,900
Avg days on market
93
Active listings
2,525
Median sold price · Cape Coral
$382,000last 3 months7% vs $356,900 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM11.3% YoY
$340k$368k$395kJul ’25Jul ’26
$395,000Jul ’26 · 314 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $900 (0.3%) from the original list price.

Apr 10, 2026Sold$339,000
Mar 3, 2026Listed$339,900

The good, the trade-offs & the location

Pros
  • Built 2025 — post-2002 Florida wind codes (typically lower insurance)
  • New construction
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
6.1 mi
Cape Coral Hospital
Beach
18.6 mi
Fort Myers Beach
Airport
10.2 mi
Page Field (Fort Myers)
Shopping
4.9 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.