$689,999
4 Bed 2 Bath Pool Waterfront SingleFamilyResidence for Sale in CAPE CORAL, FL
1321 SE 21st Lane, Cape Coral, FL, 33990
About this home
Welcome to luxury Gulf-access living with this TURNKEY, move-in ready home that feels custom, intentional, and genuinely premium the moment you walk in. From the high-end finishes to the clean, cohesive design, this is the kind of property that’s better experienced in person. Inside, you’ll immediately notice the difference: light modern tile flooring, thick baseboards and trim, upgraded doors/finishes, and a clean, elevated design throughout. The kitchen is a true centerpiece with soft-close Timber Mist cabinetry, Level 5 granite countertops, and a high-end appliance package—designed for both everyday living and entertaining. Bathrooms continue the luxury feel with modern tilework and updated fixtures. Step outside and you’re in full SWFL mode: pool + hot tub, a screened lanai built for relaxing and hosting, and Gulf access boating with a composite dock and 10,000-lb boat lift—set up for spontaneous sunset cruises and weekend sandbar days. Peace of mind matters here too: the home sits high and dry in an X500 flood zone. Perfect as a primary residence, vacation home, or income-producing investment (7-day minimum rentals). Contact your agent to schedule your private tour now!
Property details
- Type
- SingleFamilyResidence
- Year built
- 1986
- Interior
- 1,790 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 189
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $9,660/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1317 SE 21st Street | Jan 2026 | $550,000 | 3/2 | 1,742 | $316 |
| 1438 SE 20th Street | Jan 2026 | $630,000 | 3/2 | 1,904 | $331 |
| 2532 Shelby Parkway | Dec 2025 | $565,000 | 3/2 | 1,762 | $321 |
| 1800 SE 21st Street | Sep 2025 | $640,000 | 3/2 | 1,779 | $360 |
| 1809 SE 10th Avenue | Jul 2025 | $565,000 | 3/2 | 1,730 | $327 |
| 1141 SE 28th Terrace | Jun 2026 | $535,000 | 3/2 | 1,962 | $273 |
| Average | 6 comps | $580,833 | $321 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $134,999 (16.9%) from the original list price.
| May 4, 2026 | Sold | $665,000 |
| Mar 15, 2026 | Price reducedfrom $699,999 | $689,999 |
| Oct 1, 2025 | Listed | $799,999 |
The good, the trade-offs & the location
- Private pool
- Waterfront
- Storm protection: Shutters
- 2-car garage
- Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.