4 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026020496

$1,300,000

4 Bed Waterfront Home for Sale in Cape Coral

5870 Shell Cove Drive, Cape Coral, FL, 33914

4 beds4 baths2,341 sqft2 garage
GatedPickleballTennisBoatingFitness CenterClubhouseBasketballCommunity PoolOn-site DiningWaterfront

About this home

BEST VALUE in Cape Coral. Welcome to the Funky Fish House at Cape Harbour, non gated, one-of-a-kind waterfront residence offering direct Gulf access just minutes to open water and short-term rental flexibility. Perched directly over the water in Cape Coral, this striking four-level home showcases panoramic marina views and unforgettable sunset vistas from expansive decks on every level. This thoughtfully designed property features three bedrooms, a private guest suite/cabana, four full baths, two luxurious primary suites, each with its private deck and a private elevator servicing all floors. Seamless indoor-outdoor living spaces ideal for entertaining. The top-level experience is unmatched, featuring a spacious outdoor kitchen and lounge area overlooking canal and preserve views, the ideal setting for sunset gatherings. Boating enthusiasts will appreciate a private dock accommodating up to a 40-foot vessel, sailboat access with no bridges, quick runs to Gulf beaches, waterfront restaurants and world-class fishing. Additional highlights include a 1.5-car garage, ideal for a vehicle, golf cart, or storage. This residence is built to current codes with impact-rated windows and doors and elevated construction for enhanced safety and peace of mind. As part of Cape Harbour, residents enjoy waterfront dining and live entertainment, boutique shopping, two resort-style pools, a clubhouse and fitness center, tennis and basketball courts and low HOA fees. Whether you’re seeking a primary residence, a luxury vacation retreat or a high-performing Airbnb investment, this property delivers on every level. Schedule your private showing today and secure your piece of waterfront paradise.

Property details

Type
SingleFamilyResidence
Year built
2024
Interior
2,341 sqft
Lot size
2,038.608 sqft
Acreage
0.05 acres
Garage
2 car
Days on market
117
Total association fees
$2,760/yr (~$230/mo)
CDD
None
Est. taxes (1.4%)
$18,200/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
Yes
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementIrrigationWaterLegalAccountingMaintenanceGroundsRecreationFacilitiesReserveFundStreetLightsSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtMarinaClubhouseFitnessCenterBarbecuePicnicAreaPickleballPoolRvBoatStorageRestaurantSeeRemarksSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$555/sqft
Comp median
$467/sqft
Difference
+19%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
5862 Shell Cove DriveDec 2025$1,575,0003/32,202$715
1525 SW 57th TerraceAug 2026$1,300,0004/22,238$581
1524 SW 56th TerraceApr 2026$1,500,0003/32,482$604
5513 Merlyn LaneDec 2025$1,150,0003/32,535$454
1921 SW 54th StreetJul 2026$1,125,0004/32,348$479
1438 SW 54th TerraceOct 2025$1,050,0003/32,484$423
Average6 comps$1,283,333$543

Market trends, Cape Harbour

Median list
$685,000
Median $/sqft
$360
Median sold (90d)
$503,750
Avg days on market
144
Active listings
27
Median sold price · Cape Harbour
$503,750last 3 months4% vs $525,000 prior 3 months

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $219,000 (14.4%) from the original list price.

Aug 21, 2026Price reducedfrom $1,350,000$1,300,000
May 6, 2026Listed$1,519,000

The good, the trade-offs & the location

Pros
  • Built 2024 — post-2002 Florida wind codes (typically lower insurance)
  • New construction
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
7.3 mi
Cape Coral Hospital
Beach
7.4 mi
Fort Myers Beach
Airport
9.5 mi
Page Field (Fort Myers)
Shopping
8.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.