4 Bed Waterfront Home for Sale in Orchards
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For SaleMLS# 226022126

$895,000

4 Bed Waterfront Home for Sale in Orchards

2628 White Cedar Lane, Naples, FL, 34109

4 beds3 baths2,433 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

This is the one you have been waiting for. A fully renovated 4 bedroom, 3 bath single story home in the gated community of The Orchards, set on a rare quarter acre pond view lot in the heart of North Naples. No pool to maintain. Just water views and total peace of mind. Here is what makes it different: every major system is brand new and done right. New roof and a complete plumbing repipe, both permitted, inspected, and up to code. A brand new 5 ton Trane air conditioner with a 10 year transferable warranty. A newer water heater and a full repipe with no polybutylene. This is a 1995 home with brand new bones. You are buying peace of mind, not a project. Step inside to soaring vaulted ceilings and a bright, open great room. The kitchen delivers with granite counters, a center island, stainless appliances including a new microwave and dishwasher, and pull outs in every lower cabinet. Fresh paint and new wide plank flooring run throughout. The primary suite is your private retreat with a spa style bath, dual vanities, a soaking tub, a separate walk in shower, and designer fixtures. A tray ceiling dining room, plantation shutters, and an elegant arched foyer finish the story. Out back, your screened lanai overlooks a peaceful pond framed by fresh sod and mature royal palms, with room to add a pool. Now the location. Gated Orchards on Vanderbilt Beach Road, about 12 minutes to Vanderbilt Beach and the Gulf, and minutes to Mercato, Waterside Shops, and I-75. All of it with one of the lowest HOA fees in Naples at roughly $545 a quarter, covering two community pools and spa, a remodeled clubhouse, fitness center, tennis, pickleball, bocce, basketball, and a playground. The schools are elite: Pelican Marsh Elementary rated 9 out of 10 and top 5 percent in Florida, Pine Ridge Middle at 9 out of 10, and Barron Collier High. Naples was named the number one best place to live in America. And you are high and dry in an X flood zone, so no flood insurance required. Here is the number that matters. A renovated home on this exact street right next door just closed for over $1.16 million. This one is priced at roughly $368 per square foot. Homes in The Orchards do not last. Come see it before someone else calls it home.

Property details

Type
SingleFamilyResidence
Year built
1995
Interior
2,433 sqft
Lot size
10,890 sqft
Acreage
0.25 acres
Garage
2 car
Days on market
44
Total association fees
$2,184/yr (~$182/mo)
CDD
None
Est. taxes (1.4%)
$12,530/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementLegalAccountingRecreationFacilitiesReserveFundRoadMaintenanceStreetLightsSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtClubhouseFitnessCenterBarbecuePicnicAreaPlaygroundPickleballParkPoolSpaHotTubSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$368/sqft
Comp median
$357/sqft
Difference
+3%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
7550 Citrus Hill LaneDec 2025$975,0004/22,412$404
3220 Sundance CircleSep 2025$800,0004/42,243$357
7159 Wilton DriveOct 2025$700,0004/22,448$286
Average3 comps$825,000$349

Market trends, Orchards

Median list
$799,000
Median $/sqft
$368
Median sold (90d)
$355,000
Avg days on market
50
Active listings
5
Median sold price · Orchards
$355,000last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
  • 2-car garage
Consider
  • Built 1995 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
4.7 mi
Physicians Regional (Naples)
Beach
4.2 mi
Vanderbilt Beach (Naples)
Airport
6.2 mi
Naples Airport
Shopping
3.4 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.