4 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226032761

$590,000

4 Bed Waterfront Home for Sale in Naples

1701 54th Terrace, Naples, FL, 34116

4 beds2 baths1,499 sqft
BoatingWaterfront

About this home

NO FLOOD ZONE, Welcome to this beautiful and spacious 4-bedroom, 2-bathroom home perfectly situated on a desirable corner lot in Golden Gate City! This property offers an ideal combination of space, privacy, comfort, and location, making it a wonderful opportunity for families looking for room to grow and enjoy the Southwest Florida lifestyle.One of the highlights of this home is the beautiful wooden deck overlooking the canal, creating the perfect outdoor setting to relax, entertain, enjoy your morning coffee, or take in beautiful Florida sunsets. The corner lot provides additional privacy, ample parking, and plenty of outdoor space, while mature fruit trees add charm and character to the property. The property also features a spacious air-conditioned garage, offering valuable additional space that can be used as a home office, play area, game room, gym, or extra storage, depending on your needs. Another major advantage is that this property is located in a NO FLOOD ZONE, offering peace of mind and potentially eliminating the need for flood insurance. Located in Golden Gate City, a highly desirable and centrally located Naples community, this home is conveniently close to shopping, dining, schools, major roads, and everything Southwest Florida has to offer. Corner lot, canal views, beautiful deck, fruit trees, ample parking, flexible air-conditioned garage space, and NO FLOOD ZONE—this is a fantastic opportunity to enjoy the best of Naples living!

Property details

Type
SingleFamilyResidence
Year built
1999
Interior
1,499 sqft
Lot size
12,632.4 sqft
Acreage
0.29 acres
Garage
None
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$8,260/yr
Flood zone (area est.)
Yes · High risk (AH)
Storm protection
None listed
Exposure
Southwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Well
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Collier

Maintenance included in the fee

Trash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

SeeRemarks

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$394/sqft
Comp median
$344/sqft
Difference
+15%

Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1837 51st TerraceMar 2026$550,0003/21,421$387
5376 20th PlaceDec 2025$550,0004/31,502$366
5142 19th CourtJul 2026$519,0004/31,610$322
2136 52nd LaneMar 2026$450,0003/21,393$323
2198 55th StreetOct 2025$449,9993/21,359$331
4960 20th PlaceAug 2026$490,0003/21,426$344
Average6 comps$501,500$346

Market trends, Golden Gate City

Median list
$539,900
Median $/sqft
$347
Median sold (90d)
$499,900
Avg days on market
40
Active listings
31
Median sold price · Golden Gate City
$499,900last 3 months0% vs $500,000 prior 3 months
Median closed price by month · Golden Gate City
1.6% MoM20.4% YoY
$325k$439k$553kJul ’25Sep ’26
$487,000Sep ’26 · 4 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AH) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
1.1 mi
Physicians Regional (Naples)
Beach
7.3 mi
Naples Pier / Beach
Airport
4.7 mi
Naples Airport
Shopping
5.1 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.