4 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226033402

$7,850,000

4 Bed Waterfront Home for Sale in Naples

10 Seagate Drive 6N, Naples, FL, 34103

4 beds5 baths4,950 sqft2 garage
GatedBoatingBeach AccessFitness CenterCommunity PoolWaterfront

About this home

A once-in-a-lifetime opportunity to reside in the prestigious and rarely available Seapoint at Naples Cay. Positioned on the preferred north side of the building’s sixth floor, this exceptional residence offers nearly 5,000 square feet under air, complete privacy, and arguably the finest unobstructed panoramic views of the Gulf and Clam Bay. Floor-to-ceiling sliding glass doors open to a spectacular 1,000-plus-square-foot balcony with a built-in grill, creating a seamless connection between the sophisticated interior and Naples’ incomparable coastal setting. Never miss another sunset from this four-bedroom, four-bath retreat, which also includes a private two-car garage. Seapoint is an intimate, direct Gulf-front enclave with only 28 residences and an impressive collection of amenities, including an elegant community room, infinity-edge pool, state-of-the-art fitness room, two beautifully appointed guest suites, and concierge management. Just steps from the pristine white-sand beach and a private kayak launch into Clam Bay, Naples Cay is ideally situated between Park Shore and Pelican Bay, within walking distance of Waterside Shops’ renowned shopping and dining. Fifth Avenue South and Mercato are only a short drive away.

Property details

Type
Condominium
Year built
1991
Interior
4,950 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
0
Total association fees
$64,300/yr (~$5,358/mo)
CDD
None
Est. taxes (1.4%)
$109,900/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — Gulf frontage
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessBoatRampFitnessCenterGuestSuitesBarbecuePicnicAreaPoolStorageTrailsTrashConciergeManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Market trends, Naples

Median list
$675,000
Median $/sqft
$368
Median sold (90d)
$597,500
Avg days on market
108
Active listings
3,976
Median sold price · Naples
$595,750last 3 months4.7% vs $625,000 prior 3 months
Median closed price by month · Naples
0.4% MoM7.9% YoY
$530k$600k$670kJul ’25Sep ’26
$582,500Sep ’26 · 198 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — Gulf frontage)
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1991 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$64,300/yr)
Location convenienceHigh
Hospital
4 mi
NCH Baker Hospital (Naples)
Beach
3.3 mi
Vanderbilt Beach (Naples)
Airport
4.7 mi
Naples Airport
Shopping
3.5 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.