4 Bed Waterfront Home for Sale in Moody River Estates
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For SaleMLS# 2026036079

$342,000

4 Bed Waterfront Home for Sale in Moody River Estates

13056 Silver Thorn Loop, North Fort Myers, FL, 33903

4 beds2 baths1,840 sqft2 garage
GatedPickleballTennisBoatingFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

FLORIDA LIVING STARTS HERE—and this one comes TURNKEY! Bring your suitcase and your flip-flops—the rest is already here! Located on a beautiful LAKE in the highly desirable gated community of Moody River Estates, this 4 bedroom, 2 bath, 2 car garage home offers 1,840 living area and a combination of features, updates and community amenities that make this one truly MOVE-IN READY. Built in 2010, your new home features a greatroom floorplan with volume ceilings, split bedrooms and better yet—NO CARPET! Tile and luxury vinyl plank flooring flow throughout. Crown molding accents several rooms, newer interior and exterior paint keeps everything feeling fresh, and closet organizers add smart everyday storage. The kitchen is light and inviting with WHITE WOOD CABINETRY accented by crown molding, NEWER GRANITE COUNTERTOPS, large island and nice pantry. Outside you’ll quickly understand why this home is all about the Florida lifestyle! The screened lanai overlooks the LARGE LAKE—the perfect place to enjoy your morning coffee while watching one of those gorgeous Florida SUNRISES over the water. Fair warning: morning coffee may last a little longer here. The large, lush backyard offers wonderful privacy and plenty of tropical scenery. There are some BIG-TICKET UPGRADES here too! HVAC SYSTEM was installed in 2023, but perhaps the biggest win are newer IMPACT GLASS WINDOWS AND DOORS. EVERY OPENING has been upgraded. Skip the pre-storm shutter scramble while enjoying peace of mind during storm season! This home has NEVER FLOODED. While located in a flood zone, the seller carries TRANSFERABLE FLOOD INSURANCE for only $1,967 per year. City water and sewer PLUS a WHOLE-HOUSE COCONUT-SHELL CARBON WATER FILTRATION SYSTEM providing filtered water throughout the entire home. And then there is MOODY RIVER ESTATES—and this is where the lifestyle really sets this community apart! You’ll enjoy all the benefits you expect from a beautiful gated community, including resort-style pools, clubhouse, fitness facilities, pickleball, tennis and more, BUT Moody River offers something VERY FEW gated communities can offer—a COMMUNITY GULF-ACCESS BOAT RAMP! Launch your boat right from your own community and head out to the Caloosahatchee River and the incredible waterways of Southwest Florida. Try finding THAT in your average gated community! Because in Florida, your neighborhood amenities should include BOATING! Morning on the boat. Afternoon by the pool. Dinner downtown. Not a bad day! Even better, the HOA takes care of much of the work so you have more time to enjoy it. HOA fees include CABLE, INTERNET, LAWN/LANDSCAPING CARE, EXTERIOR PEST CONTROL, SECURITY, RESERVES AND COMMUNITY AMENITIES. Conveniently positioned between Fort Myers and Cape Coral, Moody River offers quick access to shopping, dining, everyday conveniences and the vibrant Downtown Fort Myers River District. This TURNKEY lakefront home makes it incredibly easy—UPDATED, FURNISHED, STORM-READY AND WAITING FOR YOU.

Property details

Type
SingleFamilyResidence
Year built
2010
Interior
1,840 sqft
Lot size
8,485.488 sqft
Acreage
0.19 acres
Garage
2 car
Days on market
0
Total association fees
$5,560/yr (~$463/mo)
CDD
Yes
Est. taxes (1.4%)
$4,788/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceStreetLightsSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBoatDockBilliardRoomBilliardsBoatRampClubhouseFitnessCenterHobbyRoomLibraryBarbecuePicnicAreaPlaygroundPickleballParkPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$186/sqft
Comp median
$168/sqft
Difference
+11%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
13070 Sail Away StreetJul 2026$337,0003/22,012$167
3290 Midship DriveMar 2026$312,0004/21,984$157
12969 Turtle Cove TrailJul 2026$400,0003/22,029$197
8505 Jenny Cae LaneFeb 2026$276,0003/21,720$160
1656 Saint Clair AvenueSep 2025$340,0003/22,014$169
1654 Mansville TerraceJul 2026$272,0003/21,802$151
Average6 comps$322,833$167

Market trends, Moody River Estates

Median list
$399,000
Median $/sqft
$184
Median sold (90d)
$391,250
Avg days on market
119
Active listings
19
Median sold price · Moody River Estates
$391,250last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2010 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
3 mi
Cape Coral Hospital
Beach
14.4 mi
Fort Myers Beach
Airport
5.5 mi
Page Field (Fort Myers)
Shopping
2.3 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.