$342,000
4 Bed Waterfront Home for Sale in Moody River Estates
13056 Silver Thorn Loop, North Fort Myers, FL, 33903
About this home
FLORIDA LIVING STARTS HERE—and this one comes TURNKEY! Bring your suitcase and your flip-flops—the rest is already here! Located on a beautiful LAKE in the highly desirable gated community of Moody River Estates, this 4 bedroom, 2 bath, 2 car garage home offers 1,840 living area and a combination of features, updates and community amenities that make this one truly MOVE-IN READY. Built in 2010, your new home features a greatroom floorplan with volume ceilings, split bedrooms and better yet—NO CARPET! Tile and luxury vinyl plank flooring flow throughout. Crown molding accents several rooms, newer interior and exterior paint keeps everything feeling fresh, and closet organizers add smart everyday storage. The kitchen is light and inviting with WHITE WOOD CABINETRY accented by crown molding, NEWER GRANITE COUNTERTOPS, large island and nice pantry. Outside you’ll quickly understand why this home is all about the Florida lifestyle! The screened lanai overlooks the LARGE LAKE—the perfect place to enjoy your morning coffee while watching one of those gorgeous Florida SUNRISES over the water. Fair warning: morning coffee may last a little longer here. The large, lush backyard offers wonderful privacy and plenty of tropical scenery. There are some BIG-TICKET UPGRADES here too! HVAC SYSTEM was installed in 2023, but perhaps the biggest win are newer IMPACT GLASS WINDOWS AND DOORS. EVERY OPENING has been upgraded. Skip the pre-storm shutter scramble while enjoying peace of mind during storm season! This home has NEVER FLOODED. While located in a flood zone, the seller carries TRANSFERABLE FLOOD INSURANCE for only $1,967 per year. City water and sewer PLUS a WHOLE-HOUSE COCONUT-SHELL CARBON WATER FILTRATION SYSTEM providing filtered water throughout the entire home. And then there is MOODY RIVER ESTATES—and this is where the lifestyle really sets this community apart! You’ll enjoy all the benefits you expect from a beautiful gated community, including resort-style pools, clubhouse, fitness facilities, pickleball, tennis and more, BUT Moody River offers something VERY FEW gated communities can offer—a COMMUNITY GULF-ACCESS BOAT RAMP! Launch your boat right from your own community and head out to the Caloosahatchee River and the incredible waterways of Southwest Florida. Try finding THAT in your average gated community! Because in Florida, your neighborhood amenities should include BOATING! Morning on the boat. Afternoon by the pool. Dinner downtown. Not a bad day! Even better, the HOA takes care of much of the work so you have more time to enjoy it. HOA fees include CABLE, INTERNET, LAWN/LANDSCAPING CARE, EXTERIOR PEST CONTROL, SECURITY, RESERVES AND COMMUNITY AMENITIES. Conveniently positioned between Fort Myers and Cape Coral, Moody River offers quick access to shopping, dining, everyday conveniences and the vibrant Downtown Fort Myers River District. This TURNKEY lakefront home makes it incredibly easy—UPDATED, FURNISHED, STORM-READY AND WAITING FOR YOU.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2010
- Interior
- 1,840 sqft
- Lot size
- 8,485.488 sqft
- Acreage
- 0.19 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $5,560/yr (~$463/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $4,788/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 13070 Sail Away Street | Jul 2026 | $337,000 | 3/2 | 2,012 | $167 |
| 3290 Midship Drive | Mar 2026 | $312,000 | 4/2 | 1,984 | $157 |
| 12969 Turtle Cove Trail | Jul 2026 | $400,000 | 3/2 | 2,029 | $197 |
| 8505 Jenny Cae Lane | Feb 2026 | $276,000 | 3/2 | 1,720 | $160 |
| 1656 Saint Clair Avenue | Sep 2025 | $340,000 | 3/2 | 2,014 | $169 |
| 1654 Mansville Terrace | Jul 2026 | $272,000 | 3/2 | 1,802 | $151 |
| Average | 6 comps | $322,833 | $167 |
Market trends, Moody River Estates
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2010 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.