4 Bed Waterfront Home for Sale in Punta Gorda, FL, $559,000
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For SaleMLS# 2026031212

$559,000

4 Bed Waterfront Home for Sale in Punta Gorda, FL, $559,000

16425 Settlers Way, Punta Gorda, FL, 33982

4 beds3 baths2,461 sqft3 garage
GatedDog ParkCommunity PoolWaterfront

About this home

Thoughtfully designed by a professional interior designer, this exceptional lakefront residence is the perfect blend of timeless elegance, luxury, and everyday comfort. Every space has been carefully curated with designer finishes, creating a home that is both sophisticated and inviting. Step inside to an open-concept floor plan highlighted by a stunning tongue-and-groove tray ceiling, abundant natural light, and seamless indoor-outdoor living. The gourmet kitchen is truly the heart of the home, featuring an oversized quartz island, dramatic full-height designer backsplash, custom cabinetry, stainless steel appliances, wall ovens, and an abundance of prep space perfect for entertaining. The owner’s suite offers a private retreat with a spacious spa-inspired bath featuring a dual vanity and an oversized frameless glass shower. Guests will appreciate the thoughtfully designed private suite with its own full bath, while an additional guest bedroom and beautifully appointed bath provide comfort for family and friends. One of the home’s most unique features is the custom beverage station, complete with glass-front cabinetry, a wine refrigerator, and dedicated coffee bar. Thoughtfully designed for guests, it creates a private space where visitors can enjoy their morning coffee or evening beverage without disturbing the rest of the home. Designer details continue throughout with custom-painted six-panel interior doors in rich accent colors, adding architectural character, warmth, and a sophisticated custom-home feel rarely found in today’s market. The spacious screened lanai opens to a private patio overlooking tranquil lake views, creating the perfect setting for relaxing, entertaining, or enjoying spectacular Florida sunsets. The expansive backyard offers plenty of room to add your dream pool and fenced yard while still maintaining generous green space. Impeccably maintained and professionally designed from front to back, this extraordinary home is more than a residence—it’s a lifestyle. Located in the award-winning community of Babcock Ranch, America’s first solar-powered town, residents enjoy miles of scenic walking and biking trails, parks, lakes, restaurants, shopping, live music, community events, and an active lifestyle. Conveniently located approximately 30 minutes from both Punta Gorda Airport and Southwest Florida International Airport (RSW), this exceptional home offers the perfect balance of peaceful living and easy access to everything Southwest Florida has to offer.

Property details

Type
SingleFamilyResidence
Year built
2023
Interior
2,461 sqft
Lot size
101,625,480 sqft
Acreage
2333.00 acres
Garage
3 car
Days on market
0
Total association fees
$4,056/yr (~$338/mo)
CDD
None
Est. taxes (1.4%)
$7,826/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Charlotte

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InternetMaintenanceGrounds

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

DogParkParkPoolSidewalksManagement
At marketThis home is priced in line with comparable recent sales.
This home
$227/sqft
Comp median
$224/sqft
Difference
+1%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
16433 Seven Lakes AvenueAug 2025$480,0004/22,472$194
44401 Panther DriveFeb 2026$550,0003/22,452$224
44518 Little Blue Heron WayFeb 2026$540,0003/22,272$238
Average3 comps$523,333$219

Market trends — Punta Gorda

Median list
$370,875
Median $/sqft
$210
Median sold (90d)
$350,000
Avg days on market
73
Active listings
415
Median sold price · Punta Gorda
$350,000last 3 months4.1% vs $364,999 prior 3 months
Median closed price by month · Punta Gorda
0% MoM14.8% YoY
$305k$353k$401kJul ’25Jul ’26
$350,000Jul ’26 · 55 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2023 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 3-car garage
Location convenienceLow
Hospital
13.3 mi
Lehigh Regional Medical Center
Beach
27.3 mi
Fort Myers Beach
Airport
16.6 mi
Page Field (Fort Myers)
Shopping
16 mi
Edison Mall (Fort Myers)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.