$559,000
4 Bed Waterfront Home for Sale in Punta Gorda, FL, $559,000
16425 Settlers Way, Punta Gorda, FL, 33982
About this home
Thoughtfully designed by a professional interior designer, this exceptional lakefront residence is the perfect blend of timeless elegance, luxury, and everyday comfort. Every space has been carefully curated with designer finishes, creating a home that is both sophisticated and inviting. Step inside to an open-concept floor plan highlighted by a stunning tongue-and-groove tray ceiling, abundant natural light, and seamless indoor-outdoor living. The gourmet kitchen is truly the heart of the home, featuring an oversized quartz island, dramatic full-height designer backsplash, custom cabinetry, stainless steel appliances, wall ovens, and an abundance of prep space perfect for entertaining. The owner’s suite offers a private retreat with a spacious spa-inspired bath featuring a dual vanity and an oversized frameless glass shower. Guests will appreciate the thoughtfully designed private suite with its own full bath, while an additional guest bedroom and beautifully appointed bath provide comfort for family and friends. One of the home’s most unique features is the custom beverage station, complete with glass-front cabinetry, a wine refrigerator, and dedicated coffee bar. Thoughtfully designed for guests, it creates a private space where visitors can enjoy their morning coffee or evening beverage without disturbing the rest of the home. Designer details continue throughout with custom-painted six-panel interior doors in rich accent colors, adding architectural character, warmth, and a sophisticated custom-home feel rarely found in today’s market. The spacious screened lanai opens to a private patio overlooking tranquil lake views, creating the perfect setting for relaxing, entertaining, or enjoying spectacular Florida sunsets. The expansive backyard offers plenty of room to add your dream pool and fenced yard while still maintaining generous green space. Impeccably maintained and professionally designed from front to back, this extraordinary home is more than a residence—it’s a lifestyle. Located in the award-winning community of Babcock Ranch, America’s first solar-powered town, residents enjoy miles of scenic walking and biking trails, parks, lakes, restaurants, shopping, live music, community events, and an active lifestyle. Conveniently located approximately 30 minutes from both Punta Gorda Airport and Southwest Florida International Airport (RSW), this exceptional home offers the perfect balance of peaceful living and easy access to everything Southwest Florida has to offer.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2023
- Interior
- 2,461 sqft
- Lot size
- 101,625,480 sqft
- Acreage
- 2333.00 acres
- Garage
- 3 car
- Days on market
- 0
- Total association fees
- $4,056/yr (~$338/mo)
- CDD
- None
- Est. taxes (1.4%)
- $7,826/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Impact Windows/Doors
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Charlotte
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 16433 Seven Lakes Avenue | Aug 2025 | $480,000 | 4/2 | 2,472 | $194 |
| 44401 Panther Drive | Feb 2026 | $550,000 | 3/2 | 2,452 | $224 |
| 44518 Little Blue Heron Way | Feb 2026 | $540,000 | 3/2 | 2,272 | $238 |
| Average | 3 comps | $523,333 | $219 |
Market trends — Punta Gorda
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2023 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Impact Windows/Doors
- 3-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.