5 Bed 4 Bath Pool Waterfront SingleFamilyResidence for Sale in MARCO ISLAND, FL
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SoldMLS# 225078501

$2,900,000

5 Bed 4 Bath Pool Waterfront SingleFamilyResidence for Sale in MARCO ISLAND, FL

440 Cottage Court, Marco Island, FL, 34145

5 beds4 baths3,571 sqft2 garage
BoatingWaterfront

About this home

Discover island living with timeless style in this West Indies/Key West–inspired coastal retreat tucked away on a quiet cul-de-sac. This fabulous home blends classic tropical architecture with relaxed coastal elegance, creating an inviting, breezy atmosphere. The exterior showcases crisp architectural details, a metal roofline, and lush tropical landscaping. Inside abundant and plentiful natural light fills the living space, where vaulted ceilings and refined finishes strike the ideal balance between Caribbean sophistication and Key West casual comfort. The main living area with fireplace flows effortlessly into a beautifully designed kitchen, making it ideal for both entertaining and everyday living. Multiple sets of French doors open to your private outdoor oasis, with a sparkling pool, covered seating areas, and swaying palms, an idyllic backdrop for al fresco dining, relaxation, and gatherings with friends and family. For boating enthusiasts, this property is a dream. Other features include 3 new AC units, 2 new in 2025 and the 3rd less than two years old; Wolf and SubZero high-end appliances; wine cooler and beverage center in kitchen; spacious 2-car garage; the 3rd full guest bath has been recently added, and two other guest baths have recently been remodeled. All this plus147' of water frontage, private boat dock with room for two boats and wave runners, with electric available right at the dock. The thoughtful floor plan includes two separate stairways leading to the second floor. One stairway brings you to the upstairs bedroom wing, where each bedroom features its own private balcony with outstanding views, creating an elevated and serene retreat for family and visitors. This level also includes the expansive master suite, complete with a double-sided fireplace shared with the spa-inspired master bathroom, adding warmth and luxury to both spaces. The second stairway leads to a spacious recreation room, currently used as a pool room, that also functions perfectly as a game room, media room, or flexible space tailored to your lifestyle. Practicality meets style in the well-appointed laundry room, featuring a laundry tub, front-load washer and dryer, and a generous amount of built-in cabinetry for excellent storage. Guest rooms are designed for comfort and privacy, making hosting effortless. Located just minutes from Marco Island’s world-famous beaches, popular restaurants, and boutique shopping, this residence offers a rare blend of charm, character, and modern coastal living. A standout residence where West Indies elegance meets Key West warmth—this home delivers an unforgettable island lifestyle in one of Marco Island’s most desirable neighborhoods.

Property details

Type
SingleFamilyResidence
Year built
1992
Interior
3,571 sqft
Lot size
12,632.4 sqft
Acreage
0.29 acres
Garage
2 car
Days on market
45
Total association fees
None
CDD
None
Est. taxes (1.4%)
$40,600/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
Northwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
Yes
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Collier
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read — ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
650 Rockport CourtJun 2026$3,250,0004/33,661$888
71 Hickory CourtMar 2026$2,562,5004/43,650$702
Average2 comps$2,906,250$795

Market trends — Marco Island

Median list
$945,000
Median $/sqft
$686
Median sold (90d)
$930,000
Avg days on market
112
Active listings
398
Median sold price · Marco Island
$950,000last 3 months20.8% vs $1,200,000 prior 3 months
Median closed price by month · Marco Island
27% MoM42% YoY
$725k$1.1M$1.4MJul ’25Jul ’26
$725,000Jul ’26 · 41 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $50,000 (1.7%) from the original list price.

Feb 9, 2026Sold$2,850,000
Nov 29, 2025Listed$2,900,000

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1992 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceModerate
Hospital
14.4 mi
NCH Baker Hospital (Naples)
Beach
13 mi
Naples Pier / Beach
Airport
14 mi
Naples Airport
Shopping
14.9 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.