$697,000
5 Bed Pool Home for Sale in Bella Terra
20638 Torre Del Lago Street, Estero, FL, 33928
About this home
NOW PENDING BUT ACCEPTING BACK-UP OFFERS. This one’s a showstopper, one of the prettiest homes out there with a true coastal vibe and a feel that’s both fresh and timeless. The Oxford floor plan, completely redone with high-end finishes, offers that perfect balance of comfort, function, and Florida style. Step inside and you’ll immediately feel the quality. All-new flooring runs throughout the home, setting the tone for a light, open look. The kitchen shines with quartz countertops, wood cabinetry, updated backsplash, and under-cabinet lighting plus stainless appliances and a fresh, coastal palette that ties it all together. The main level includes a 5th bedroom or optional den/office with a full bath nearby, perfect for guests or multi-generational living. The bathrooms have all been renovated with new cabinetry, lighting, fixtures, and beautiful tile work, no detail overlooked. Upstairs, the spacious primary suite is a retreat of its own, featuring beautiful flooring, a Roman soaking tub, a large walk-in shower with dual heads and frameless glass, and custom closet built-ins. Crown molding, plantation shutters, and custom window treatments finish every space with a touch of elegance. Step out back to your private oasis, a pool and spa surrounded by lush landscaping and rock accents. The covered lanai offers the ideal setup for relaxing or entertaining, with plenty of space to dine or unwind. Even the garage has been elevated with built-ins, epoxy flooring, and room to work or store your toys. Beyond the home, the 999-acre Bella Terra community is a lifestyle in itself. With 400 acres of conservation preserves and 100 acres of lakes, residents enjoy a resort-style clubhouse featuring a 24-hour fitness center, a vibrant social calendar (including bingo, boot camp, water aerobics, poker, yoga and food truck events), and endless recreation. The expansive resort-style pool and spa, along with a secured, shaded children's play area, ensure fun for all ages. Sports enthusiasts will appreciate the tennis, pickleball, basketball, softball, soccer field, bocce ball courts, sand volleyball and even an in-line skate rink. Discover tranquility in the peaceful butterfly garden. Bella Terra isn't just a community; it's a place where every day feels like a vacation – a place you'll be proud to call home.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2006
- Interior
- 2,992 sqft
- Lot size
- 9,670.32 sqft
- Acreage
- 0.22 acres
- Garage
- 3 car
- Days on market
- 11
- Total association fees
- $3,244/yr (~$270/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $9,758/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 20970 Torre Del Lago Street | May 2026 | $780,000 | 5/3 | 2,932 | $266 |
| 13218 Lazzaro Court | Oct 2025 | $800,000 | 5/3 | 2,925 | $274 |
| 12668 Caballo Court | Nov 2025 | $759,900 | 4/4 | 2,909 | $261 |
| 21053 Teak Tree Terrace | Dec 2025 | $739,900 | 4/4 | 2,909 | $254 |
| 20703 Fair Oak Lane | Jan 2026 | $700,900 | 4/4 | 2,909 | $241 |
| 20184 Camellia Crosse Lane | May 2026 | $660,000 | 4/4 | 2,976 | $222 |
| Average | 6 comps | $740,117 | $253 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $32,000 (4.6%) from the original list price.
| Dec 1, 2025 | Sold | $665,000 |
| Oct 17, 2025 | Listed | $697,000 |
The good, the trade-offs & the location
- Built 2006 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Private pool
- 3-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.