5 Bed Waterfront Home for Sale in Bella Vida
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For SaleMLS# 2026020191

$429,900

5 Bed Waterfront Home for Sale in Bella Vida

3613 Valle Santa Circle, Cape Coral, FL, 33909

5 beds3 baths3,302 sqft3 garage
GatedTennisFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Welcome to your dream home in Bella Vida, one of Cape Coral’s most desirable gated communities! This impressive 5-bedroom, 3-bath residence offers over 3,300 sq ft of living space and is the largest home currently available in the community, perfectly positioned on a serene lakefront corner lot at the end of a quiet cul-de-sac. Enjoy peace of mind with major upgrades already completed, including a new metal roof (2023), seamless gutters, and a generator hookup. The home is located outside of a flood zone, adding even more value and security. Inside, you’ll find a thoughtfully designed layout with LVP flooring and tile throughout the main living areas and bathrooms, combining durability with modern style. The expansive kitchen has been beautifully updated with newer cabinets, granite countertops, and stainless steel appliances, and is ideal for entertaining, featuring abundant storage and plenty of room for gathering with family and friends. Step outside to a widened driveway and a generous backyard with ample space to build your dream pool, all while enjoying peaceful lake views. This property also includes a 3-car garage and benefits from lower HOA fees while still offering exceptional community amenities: a resort-style pool, clubhouse, fitness center, basketball and tennis courts, plus internet and cable included. This is Florida living at its best—space, upgrades, location, and lifestyle all in one exceptional home.

Property details

Type
SingleFamilyResidence
Year built
2017
Interior
3,302 sqft
Lot size
8,494.2 sqft
Acreage
0.20 acres
Garage
3 car
Days on market
86
Total association fees
$4,524/yr (~$377/mo)
CDD
Yes
Est. taxes (1.4%)
$6,019/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Shutters
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetMaintenanceGroundsPestControlRecreationFacilitiesStreetLights

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBilliardRoomBilliardsClubhouseSportCourtFitnessCenterLibraryPlaygroundPoolSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3424 Dandolo CircleJan 2026$348,9505/33,134$111
Average1 comps$348,950$111

Market trends, Bella Vida

Median list
$314,999
Median $/sqft
$191
Median sold (90d)
$291,990
Avg days on market
75
Active listings
43
Median sold price · Bella Vida
$291,990last 3 months14% vs $339,500 prior 3 months
Median closed price by month · Bella Vida
5.4% MoM10.5% YoY
$280k$319k$357kAug ’25Aug ’26
$294,990Aug ’26 · 5 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $40,000 (8.5%) from the original list price.

Aug 5, 2026Price reducedfrom $439,999$429,900
May 12, 2026Listed$469,900

The good, the trade-offs & the location

Pros
  • Built 2017 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Shutters
  • 3-car garage
Location convenienceHigh
Hospital
6.3 mi
Cape Coral Hospital
Beach
18.7 mi
Fort Myers Beach
Airport
9.9 mi
Page Field (Fort Myers)
Shopping
5.1 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.