5 Bed Waterfront Home for Sale in Estero
1 / 49
For SaleMLS# 226031638

$1,375,000

5 Bed Waterfront Home for Sale in Estero

20419 Fair Oak Lane, Estero, FL, 33928

5 beds7 baths4,435 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Presenting the crown jewel of RiverCreek a never-lived-in, newly completed residence showcasing the community’s largest and most coveted floor plan—The Cascade.Perfectly positioned on a premier, oversized lot with sweeping, unobstructed lake views, this 5-bedroom, 7-bathroom estate has been elevated with nearly $300,000 in custom architectural enhancements and designer finishes that far exceed builder standards. Upon arrival a dramatic entry with soaring ceilings a striking custom glass staircase set a tone of modern sophistication, and abundant natural light immediately frames stunning lake vistas as the entry flows into a luxury kitchen. The floor plan is designed for both comfort and entertaining, with generous living areas and well-proportioned bedrooms, including a luxurious primary suite retreat featuring a floating soaking tub, an oversized walk-in shower, and exceptional closet space. Refined finishes are found throughout, including upgraded oversized porcelain floor tile, a Thermador appliance package with gas range, fully custom kitchen with porcelain countertops and backsplash, upgraded bath vanities and fixtures, under-cabinet lighting, and rich wood flooring throughout the second level. Outdoor living is equally impressive, with a spacious grassy area, extended lake views, ample room for a future pool, and plumbing already in place for an outdoor kitchen. Ideally situated on a premier, oversized lot, this home is within walking distance to RiverCreek's resort-style amenities — tennis, pickleball, a fitness center, indoor sports complex, community pool, and more — offering an elevated lifestyle just minutes from shopping, dining, and top schools.

Property details

Type
SingleFamilyResidence
Year built
2024
Interior
4,435 sqft
Lot size
7,274.52 sqft
Acreage
0.17 acres
Garage
2 car
Days on market
0
Total association fees
$4,632/yr (~$386/mo)
CDD
Yes
Est. taxes (1.4%)
$19,250/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetLegalAccountingMaintenanceGroundsReserveFundRoadMaintenanceSewerStreetLightsSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtCabanaClubhouseFitnessCenterLaundryBarbecuePicnicAreaPlaygroundPickleballPoolSpaHotTubSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.

Market trends, Estero

Median list
$519,700
Median $/sqft
$265
Median sold (90d)
$525,000
Avg days on market
91
Active listings
460
Median sold price · Estero
$525,000last 3 months3.8% vs $506,000 prior 3 months
Median closed price by month · Estero
19.3% MoM14.7% YoY
$380k$495k$610kJul ’25Sep ’26
$610,000Sep ’26 · 5 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2024 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Location convenienceHigh
Hospital
10.5 mi
Gulf Coast Medical Center
Beach
9.1 mi
Lovers Key State Park
Airport
6.7 mi
RSW Intl (Fort Myers)
Shopping
1.9 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.