$1,375,000
5 Bed Waterfront Home for Sale in Estero
20419 Fair Oak Lane, Estero, FL, 33928
About this home
Presenting the crown jewel of RiverCreek a never-lived-in, newly completed residence showcasing the community’s largest and most coveted floor plan—The Cascade.Perfectly positioned on a premier, oversized lot with sweeping, unobstructed lake views, this 5-bedroom, 7-bathroom estate has been elevated with nearly $300,000 in custom architectural enhancements and designer finishes that far exceed builder standards. Upon arrival a dramatic entry with soaring ceilings a striking custom glass staircase set a tone of modern sophistication, and abundant natural light immediately frames stunning lake vistas as the entry flows into a luxury kitchen. The floor plan is designed for both comfort and entertaining, with generous living areas and well-proportioned bedrooms, including a luxurious primary suite retreat featuring a floating soaking tub, an oversized walk-in shower, and exceptional closet space. Refined finishes are found throughout, including upgraded oversized porcelain floor tile, a Thermador appliance package with gas range, fully custom kitchen with porcelain countertops and backsplash, upgraded bath vanities and fixtures, under-cabinet lighting, and rich wood flooring throughout the second level. Outdoor living is equally impressive, with a spacious grassy area, extended lake views, ample room for a future pool, and plumbing already in place for an outdoor kitchen. Ideally situated on a premier, oversized lot, this home is within walking distance to RiverCreek's resort-style amenities — tennis, pickleball, a fitness center, indoor sports complex, community pool, and more — offering an elevated lifestyle just minutes from shopping, dining, and top schools.
Property details
- Type
- SingleFamilyResidence
- Year built
- 2024
- Interior
- 4,435 sqft
- Lot size
- 7,274.52 sqft
- Acreage
- 0.17 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $4,632/yr (~$386/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $19,250/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.
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Market trends, Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2024 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.