What are home prices like in Central Garden?

Central Garden is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Central Garden in?

Central Garden straddles more than one FEMA zone (Zones AE / X); the exact zone depends on the lot, so insurance differs by parcel. Rick verifies the exact zone for any address.

What schools are near Central Garden?

Closest schools to Central Garden: Cape Coral High School (5.6 mi), Heritage Charter Academy of Cape Coral (5.7 mi). Browse all at /schools.

What does it cost to own a home in Central Garden?

For a $350,000 home in Central Garden: ~$4,550/yr property tax, $4,200-$7,700/yr insurance incl. flood, and $300-900/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Central Garden offer?

Amenities vary; refer to HOA documents or explore similar communities at /communities.

Naples, FL · Condo & Villa Communities

Central Garden

Central Garden is a residential community in Naples, Collier County, Southwest Florida.

Condo & Villa CommunitiescondoEntry · $200K – $450KFEMA Zones AE / X · varies by lot

Market Snapshot

Central Garden market data

Live from the MLS · updated continuously. See all 8 listings →

Active Listings

for sale now

Median List Price

$399,450

active inventory

Median $/Sq Ft

$468

list price ÷ sqft

Avg Days on Market

183

days listed

Price Range

$325,000-$1,125,000

low to high

Homes Built

1968-2021

Typical Home

2 bed · 854 sq ft

Median sold price · Central Garden

$300,000last 6 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Central Garden. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Central Garden sits

Loading map…

Available Now

Homes for sale in Central Garden(8)

Newest listings first.

See all 8 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Central Garden

Home	Bd / Ba	Sq Ft	Sold	Sold Price
766 CENTRAL AVE. 113, Naples	2 / 2	855	Apr 2026	$300,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Central Garden at a glance

Price Range

Entry

Typically $200K – $450K

Flood Zone

Zones AE / X

Varies by lot, verify your address

High risk · 1% annual chance · BFE established

medium-confidence estimate, verify by address

Community Type

condo

Region

Naples

Amenities & Lifestyle

What you get living in Central Garden

Amenity details vary by HOA / phase. Contact for current specs.

Drive Times

Location & access

🏖️ Nearest Beach6 min
✈️ RSW Airport41 min
🏙️ Downtown Fort Myers3 min
🏥 Nearest Hospital2 min
🛣️ I-75 Access20 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Central Garden. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$4,550

~$379/mo · Collier County millage ~1.3%

Insurance (incl. flood)

$4,200, $7,700

Flood + wind in high-risk zone

HOA Estimate

$300, $900/mo

Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Central Garden is mapped primarily in Zone AE

Our analysis found 2 different flood zones within Central Garden's footprint (Zone AE, Zone X). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Schools Nearby

Top schools within 8 miles of Central Garden

Cape Coral High School

5.6 mi

Highpublic· DOE Grade B· Score 65/100

Heritage Charter Academy of Cape Coral

5.7 mi

K-8charter· Score 40/100

Compare

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Ready to Look Closer?

Get live numbers for Central Garden

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Central Garden tailored to your timeline and budget.

Ask About Central Garden →Find Communities Like This (90-sec quiz)

Good Questions

Central Garden, frequently asked questions

What are home prices like in Central Garden?: Central Garden is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Central Garden in?: Central Garden straddles more than one FEMA zone (Zones AE / X), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Central Garden?: Closest schools include Cape Coral High School (5.6 mi), Heritage Charter Academy of Cape Coral (5.7 mi). Browse all on the schools directory.
What does it cost to own a home in Central Garden?: For a $350,000 home, estimate roughly $4,550/yr property tax, $4,200-$7,700/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Central Garden offer?: Amenities vary, refer to HOA documents or explore similar communities.