Cape Coral, FL · Gated & Master-Planned Communities

Coral Cay

Master-planned with clubhouse, pool, tennis

Gated & Master-Planned CommunitiesgatedEntry · $200K – $450KFEMA Zone X

Market Snapshot

Coral Cay market data

Live from the MLS · updated continuously. See all 20 listings →

Active Listings
20
for sale now
Median List Price
$372,200
active inventory
Median $/Sq Ft
$223
list price ÷ sqft
Avg Days on Market
47
days listed
Price Range
$224,900-$670,000
low to high
Sold (90 days)
$360,000
20 closed · median
Homes Built
1973-2026
Typical Home
3 bed · 1,587 sq ft
Waterfront
30% of homes
Private Pool
30% of homes
Median sold price · Coral Cay
$355,000last 3 months2.5% vs $346,250 prior 3 months
Median closed price by month · Coral Cay
5.5% MoM4.2% YoY
$195k$317k$440kAug ’25Sep ’26
$345,000Sep ’26 · 5 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Figures reflect current active listings (and recent closed sales where available) tagged to Coral Cay. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Coral Cay sits

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Available Now

Homes for sale in Coral Cay(20)

Newest listings first, showing 12 of 20.

See all 20 homes →View on map →

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Recently Sold

Recent sales in Coral Cay

HomeBd / BaSq FtSoldSold Price
601 SE 19th Street, Cape Coral4 / 22,132Sep 2026$415,000
223 SE 17th Street, Cape Coral4 / 42,242Sep 2026$615,000
628 SE 19th Lane, Cape Coral3 / 21,674Sep 2026$260,000
1634 Country Club Boulevard, Cape Coral3 / 21,946Sep 2026$303,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Coral Cay at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zone X
Minimal flood risk
high-confidence estimate, verify by address
Community Type
gated
Region
Cape Coral

Amenities & Lifestyle

What you get living in Coral Cay

Lakefront

Drive Times

Location & access

  • 🏖️ Nearest Beach34 min
  • ✈️ RSW Airport35 min
  • 🏙️ Downtown Fort Myers17 min
  • 🏥 Nearest Hospital19 min
  • 🛣️ I-75 Access29 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Coral Cay. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Lee County millage ~1.3%
Insurance
$1,750, $3,850
Standard homeowners + wind
HOA Estimate
$150, $600/mo
Gated community range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Coral Cay is mapped primarily in Zone X

All sample points within Coral Cay returned Zone X. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Coral Cay

Caloosa Elementary School

1.4 mi
Elementarypublic· DOE Grade B· Score 72/100

Caloosa Middle School

1.5 mi
Middlepublic· DOE Grade B· Score 65/100

Mid Cape Global Academy

1.6 mi
K-8charter· DOE Grade C· Score 61/100

Center Academy - Cape Coral

1.7 mi
K-12private· Score 90/100

Challenger Middle School

1.9 mi
Middlepublic· DOE Grade B· Score 76/100

Trafalgar Middle School

1.9 mi
Middlepublic· DOE Grade B· Score 70/100

Compare

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Ready to Look Closer?

Get live numbers for Coral Cay

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Coral Cay tailored to your timeline and budget.

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Good Questions

Coral Cay, frequently asked questions

What are home prices like in Coral Cay?
Coral Cay is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Coral Cay in?
Coral Cay is mapped primarily in FEMA Zone X, Minimal flood risk. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Coral Cay?
Closest schools include Caloosa Elementary School (1.4 mi), Caloosa Middle School (1.5 mi), Mid Cape Global Academy (1.6 mi). Browse all on the schools directory.
What does it cost to own a home in Coral Cay?
For a $350,000 home, estimate roughly $4,550/yr property tax, $1,750-$3,850/yr insurance, and $150-$600/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Coral Cay offer?
Coral Cay features Lakefront. Compare similar communities on the interactive map.