San Carlos Park / Three Oaks, FL · Gated & Master-Planned Communities

Cross Creek Estates

Gated single-family with clubhouse, tennis, pool

Gated & Master-Planned CommunitiesgatedMid · $450K – $900KFEMA Zone X

On the Map

Where Cross Creek Estates sits

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Available Now

Homes for sale in Cross Creek Estates

No active listings in Cross Creek Estates right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Cross Creek Estates at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone X
Minimal flood risk
high-confidence estimate, verify by address
Community Type
gated
Region
San Carlos Park / Three Oaks

Amenities & Lifestyle

What you get living in Cross Creek Estates

FamilyResort AmenitiesTennisCommunity Pool

Drive Times

Location & access

  • 🏖️ Nearest Beach29 min
  • ✈️ RSW Airport18 min
  • 🏙️ Downtown Fort Myers23 min
  • 🏥 Nearest Hospital15 min
  • 🛣️ I-75 Access12 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Cross Creek Estates. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance
$3,250, $7,150
Standard homeowners + wind
HOA Estimate
$150, $600/mo
Gated community range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Cross Creek Estates is mapped primarily in Zone X

All sample points within Cross Creek Estates returned Zone X. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Cross Creek Estates

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Cross Creek Estates tailored to your timeline and budget.

Good Questions

Cross Creek Estates, frequently asked questions

What are home prices like in Cross Creek Estates?
Cross Creek Estates is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Cross Creek Estates in?
Cross Creek Estates is mapped primarily in FEMA Zone X, Minimal flood risk. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Cross Creek Estates?
Closest schools include Six Mile Cypress School (0.8 mi), Treeline Elementary School (2.8 mi), Southwest Florida Christian Academy (3.1 mi). Browse all on the schools directory.
What does it cost to own a home in Cross Creek Estates?
For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $150-$600/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Cross Creek Estates offer?
Cross Creek Estates features Family, Resort Amenities, Tennis, Community Pool. Compare similar communities on the interactive map.