Cape Coral, FL · Gated & Master-Planned Communities

Emerald Cove

Gated lakefront single-family

Gated & Master-Planned CommunitiesgatedMid · $450K – $900KFEMA Zones X / AE · varies by lot

Market Snapshot

Emerald Cove market data

Live from the MLS · updated continuously. See all 56 listings →

Active Listings
56
for sale now
Median List Price
$420,000
active inventory
Median $/Sq Ft
$237
list price ÷ sqft
Avg Days on Market
107
days listed
Price Range
$235,000-$820,000
low to high
Sold (90 days)
$385,000
41 closed · median
Homes Built
1980-2026
Typical Home
4 bed · 1,848 sq ft
Waterfront
41% of homes
Private Pool
52% of homes
Median sold price · Emerald Cove
$383,500last 3 months16.2% vs $330,000 prior 3 months
Median closed price by month · Emerald Cove
1.4% MoM
$303k$421k$540kNov ’25Sep ’26
$364,900Sep ’26 · 15 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Figures reflect current active listings (and recent closed sales where available) tagged to Emerald Cove. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Emerald Cove sits

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Recently Sold

Recent sales in Emerald Cove

HomeBd / BaSq FtSoldSold Price
1724 SW 2nd Place, Cape Coral3 / 21,193Sep 2026$220,000
412 SW 19th Lane, Cape Coral3 / 21,230Sep 2026$300,000
32 SW 13th Terrace, Cape Coral4 / 32,050Sep 2026$640,000
600 SW 18th Street, Cape Coral5 / 2.53,025Sep 2026$623,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Emerald Cove at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zones X / AE
Varies by lot, verify your address
Minimal flood risk
medium-confidence estimate, verify by address
Community Type
gated
Region
Cape Coral

Amenities & Lifestyle

What you get living in Emerald Cove

Lakefront

Drive Times

Location & access

  • 🏖️ Nearest Beach37 min
  • ✈️ RSW Airport38 min
  • 🏙️ Downtown Fort Myers21 min
  • 🏥 Nearest Hospital22 min
  • 🛣️ I-75 Access32 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Emerald Cove. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance
$3,250, $7,150
Standard homeowners + wind
HOA Estimate
$150, $600/mo
Gated community range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Emerald Cove is mapped primarily in Zone X

Our analysis found 2 different flood zones within Emerald Cove's footprint (Zone X, Zone AE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Ready to Look Closer?

Get live numbers for Emerald Cove

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Emerald Cove tailored to your timeline and budget.

Good Questions

Emerald Cove, frequently asked questions

What are home prices like in Emerald Cove?
Emerald Cove is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Emerald Cove in?
Emerald Cove straddles more than one FEMA zone (Zones X / AE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Emerald Cove?
Closest schools include Challenger Middle School (0.3 mi), Trafalgar Middle School (0.3 mi), Cape Elementary School (0.4 mi). Browse all on the schools directory.
What does it cost to own a home in Emerald Cove?
For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $150-$600/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Emerald Cove offer?
Emerald Cove features Lakefront. Compare similar communities on the interactive map.