Cape Coral, FL · Gated & Master-Planned Communities

Emerald Cove

Gated lakefront single-family

Gated & Master-Planned CommunitiesgatedMid · $450K – $900KFEMA Zones X / AE · varies by lot

Market Snapshot

Emerald Cove market data

Live from the MLS · updated continuously. See all 38 listings →

Active Listings
38
for sale now
Median List Price
$439,950
active inventory
Median $/Sq Ft
$249
list price ÷ sqft
Avg Days on Market
129
days listed
Price Range
$235,000-$820,000
low to high
Sold (90 days)
$385,000
29 closed · median
Homes Built
1985-2026
Typical Home
4 bed · 1,899 sq ft
Waterfront
58% of homes
Private Pool
63% of homes
Median sold price · Emerald Cove
$385,000last 3 months12.4% vs $342,495 prior 3 months
Median closed price by month · Emerald Cove
4.6% MoM
$303k$421k$540kNov ’25Aug ’26
$515,000Aug ’26 · 3 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Figures reflect current active listings (and recent closed sales where available) tagged to Emerald Cove. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Emerald Cove sits

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Available Now

Homes for sale in Emerald Cove

No active listings in Emerald Cove right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

Recently Sold

Recent sales in Emerald Cove

HomeBd / BaSq FtSoldSold Price
820 SW 16th Terrace, Cape Coral3 / 21,466Aug 2026$280,000
126 SW 21st Terrace, Cape Coral4 / 32,265Aug 2026$652,500
1313 SW 8th Court, Cape Coral3 / 21,712Aug 2026$515,000
154 SE 21st Terrace, Cape Coral4 / 22,406Jul 2026$540,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Emerald Cove at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zones X / AE
Varies by lot, verify your address
Minimal flood risk
medium-confidence estimate, verify by address
Community Type
gated
Region
Cape Coral

Amenities & Lifestyle

What you get living in Emerald Cove

FamilyLakefront

Drive Times

Location & access

  • 🏖️ Nearest Beach37 min
  • ✈️ RSW Airport38 min
  • 🏙️ Downtown Fort Myers21 min
  • 🏥 Nearest Hospital22 min
  • 🛣️ I-75 Access32 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Emerald Cove. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance
$3,250, $7,150
Standard homeowners + wind
HOA Estimate
$150, $600/mo
Gated community range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Emerald Cove is mapped primarily in Zone X

Our analysis found 2 different flood zones within Emerald Cove's footprint (Zone X, Zone AE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Ready to Look Closer?

Get live numbers for Emerald Cove

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Emerald Cove tailored to your timeline and budget.

Good Questions

Emerald Cove, frequently asked questions

What are home prices like in Emerald Cove?
Emerald Cove is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Emerald Cove in?
Emerald Cove straddles more than one FEMA zone (Zones X / AE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Emerald Cove?
Closest schools include Challenger Middle School (0.3 mi), Trafalgar Middle School (0.3 mi), Cape Elementary School (0.4 mi). Browse all on the schools directory.
What does it cost to own a home in Emerald Cove?
For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $150-$600/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Emerald Cove offer?
Emerald Cove features Family, Lakefront. Compare similar communities on the interactive map.