Cape Coral, FL · Age-Restricted 55+ Communities

Heritage Cove (Cape)

Gated 55+ villas with clubhouse

Age-Restricted 55+ Communities55+Entry · $200K – $450KFEMA Zone AE

On the Map

Where Heritage Cove (Cape) sits

Loading map…

Available Now

Homes for sale in Heritage Cove (Cape)

No active listings in Heritage Cove (Cape) right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

Search nearby homes →

At a Glance

Heritage Cove (Cape) at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
55+
Region
Cape Coral

Amenities & Lifestyle

What you get living in Heritage Cove (Cape)

GatedVillasLakefront

Drive Times

Location & access

  • 🏖️ Nearest Beach18 min
  • ✈️ RSW Airport28 min
  • 🏙️ Downtown Fort Myers18 min
  • 🏥 Nearest Hospital6 min
  • 🛣️ I-75 Access23 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Heritage Cove (Cape). Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$4,200, $7,700
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Heritage Cove (Cape) is mapped primarily in Zone AE

All sample points within Heritage Cove (Cape) returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Heritage Cove (Cape)

Cypress Lake High School

1.1 mi
Highpublic· DOE Grade B· Score 67/100

Cypress Lake Middle School

1.2 mi
Middlepublic· DOE Grade A· Score 80/100

Heights Elementary School

1.3 mi
Elementarypublic· DOE Grade A· Score 79/100

Canterbury School

2.2 mi
K-12private· Score 89/100

Lexington Middle School

3.6 mi
Middlepublic· DOE Grade A· Score 70/100

Tanglewood Elementary School

3.7 mi
Elementarypublic· DOE Grade B· Score 78/100

Compare

Similar communities to consider

Tropicana Park

Cape Coral

Entry tier

Island Cove of Cape Coral (Pondella)

Cape Coral

Entry tier

Tropicana Co-Op

Cape Coral

Entry tier

Cape Coral Mobile Home Estates

Cape Coral

Entry tier

Ready to Look Closer?

Get live numbers for Heritage Cove (Cape)

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Heritage Cove (Cape) tailored to your timeline and budget.

Ask About Heritage Cove →Browse All Communities

Good Questions

Heritage Cove (Cape), frequently asked questions

What are home prices like in Heritage Cove (Cape)?
Heritage Cove (Cape) is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Heritage Cove (Cape) in?
Heritage Cove (Cape) is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Heritage Cove (Cape)?
Closest schools include Cypress Lake High School (1.1 mi), Cypress Lake Middle School (1.2 mi), Heights Elementary School (1.3 mi). Browse all on the schools directory.
What does it cost to own a home in Heritage Cove (Cape)?
For a $350,000 home, estimate roughly $4,550/yr property tax, $4,200-$7,700/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Heritage Cove (Cape) offer?
Heritage Cove (Cape) features Gated, Villas, Lakefront. Compare similar communities on the interactive map.