North Fort Myers, FL · Single-Family Neighborhoods (Non-Gated)

Lake San Carlos

Small established with a community lake

Single-Family Neighborhoods (Non-Gated)non-gatedEntry · $200K – $450KFEMA Zone AE

On the Map

Where Lake San Carlos sits

Loading map…

Available Now

Homes for sale in Lake San Carlos

No active listings in Lake San Carlos right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Lake San Carlos at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
non-gated
Region
North Fort Myers

Amenities & Lifestyle

What you get living in Lake San Carlos

EstablishedSingle Family

Drive Times

Location & access

  • 🏖️ Nearest Beach31 min
  • ✈️ RSW Airport21 min
  • 🏙️ Downtown Fort Myers29 min
  • 🏥 Nearest Hospital19 min
  • 🛣️ I-75 Access16 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Lake San Carlos. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$4,200, $7,700
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Lake San Carlos is mapped primarily in Zone AE

All sample points within Lake San Carlos returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Lake San Carlos

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Lake San Carlos tailored to your timeline and budget.

Good Questions

Lake San Carlos, frequently asked questions

What are home prices like in Lake San Carlos?
Lake San Carlos is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Lake San Carlos in?
Lake San Carlos is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Lake San Carlos?
Closest schools include San Carlos Park Elementary School (0.7 mi), Three Oaks Middle School (1.4 mi), Athenian Academy Charter School (1.8 mi). Browse all on the schools directory.
What does it cost to own a home in Lake San Carlos?
For a $350,000 home, estimate roughly $4,550/yr property tax, $4,200-$7,700/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Lake San Carlos offer?
Lake San Carlos features Established, Single Family. Compare similar communities on the interactive map.