Fort Myers Beach, FL · Walkable / Village Areas

Mid-Island Cottages

Older beach cottages on side streets

Walkable / Village Areassingle-familyMid · $450K – $900KFEMA Zone AE

Market Snapshot

Mid-Island Cottages market data

Live from the MLS · updated continuously. See all 7 listings →

Active Listings
7
for sale now
Median List Price
$760,000
active inventory
Median $/Sq Ft
$776
list price ÷ sqft
Avg Days on Market
122
days listed
Price Range
$499,000-$4,499,000
low to high
Homes Built
1973-2026
Typical Home
2 bed · 1,047 sq ft
Waterfront
86% of homes
Private Pool
43% of homes

Figures reflect current active listings (and recent closed sales where available) tagged to Mid-Island Cottages. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Mid-Island Cottages sits

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Available Now

Homes for sale in Mid-Island Cottages

No active listings in Mid-Island Cottages right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Mid-Island Cottages at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
single-family
Region
Fort Myers Beach

Amenities & Lifestyle

What you get living in Mid-Island Cottages

BeachWalkable

Drive Times

Location & access

  • 🏖️ Nearest Beach4 min
  • ✈️ RSW Airport40 min
  • 🏙️ Downtown Fort Myers35 min
  • 🏥 Nearest Hospital20 min
  • 🛣️ I-75 Access34 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Mid-Island Cottages. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Mid-Island Cottages is mapped primarily in Zone AE

All sample points within Mid-Island Cottages returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Mid-Island Cottages

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Mid-Island Cottages tailored to your timeline and budget.

Good Questions

Mid-Island Cottages, frequently asked questions

What are home prices like in Mid-Island Cottages?
Mid-Island Cottages is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Mid-Island Cottages in?
Mid-Island Cottages is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Mid-Island Cottages?
Closest schools include Fort Myers Beach Elementary School (0.0 mi), Lexington Middle School (4.1 mi), Heights Elementary School (4.9 mi). Browse all on the schools directory.
What does it cost to own a home in Mid-Island Cottages?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Mid-Island Cottages offer?
Mid-Island Cottages features Beach, Walkable. Compare similar communities on the interactive map.