Naples, FL · Single-Family Neighborhoods

Monterey

Monterey is a residential community in Naples, Collier County, Southwest Florida.

Single-Family Neighborhoodssingle-familyLuxury · $900K+FEMA Zones X / AE · varies by lot

Market Snapshot

Monterey market data

Live from the MLS · updated continuously. See all 11 listings →

Active Listings
11
for sale now
Median List Price
$1,750,000
active inventory
Median $/Sq Ft
$607
list price ÷ sqft
Avg Days on Market
40
days listed
Price Range
$349,000-$3,099,000
low to high
Sold (90 days)
$1,815,000
5 closed · median
Homes Built
1990-1998
Typical Home
3 bed · 2,876 sq ft
Waterfront
36% of homes
Private Pool
64% of homes
Median sold price · Monterey
$1,815,000last 3 months11% vs $1,635,000 prior 3 months

Figures reflect current active listings (and recent closed sales where available) tagged to Monterey. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Monterey sits

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Available Now

Homes for sale in Monterey(11)

Newest listings first.

See all 11 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Monterey

HomeBd / BaSq FtSoldSold Price
7562 Cordoba Circle, Naples4 / 44,617Sep 2026$2,650,000
2025 Mission Drive, Naples4 / 32,686Sep 2026$1,491,860
7678 Santa Margherita Way, Naples4 / 32,547Aug 2026$2,335,000
2039 Mission Drive, Naples4 / 32,879Aug 2026$1,815,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Monterey at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zones X / AE
Varies by lot, verify your address
Minimal flood risk
medium-confidence estimate, verify by address
Community Type
single-family
Region
Naples

Amenities & Lifestyle

What you get living in Monterey

Amenity details vary by HOA / phase. Contact for current specs.

Drive Times

Location & access

  • 🏖️ Nearest Beach11 min
  • ✈️ RSW Airport36 min
  • 🏙️ Downtown Fort Myers15 min
  • 🏥 Nearest Hospital20 min
  • 🛣️ I-75 Access14 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Monterey. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance
$6,250, $13,750
Standard homeowners + wind
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Monterey is mapped primarily in Zone X

Our analysis found 2 different flood zones within Monterey's footprint (Zone X, Zone AE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Schools Nearby

Top schools within 8 miles of Monterey

Heritage Charter Academy of Cape Coral

5.2 mi
K-8charter· Score 40/100

Cape Coral High School

5.4 mi
Highpublic· DOE Grade B· Score 65/100

Oak Creek Charter School of Bonita Springs

6.3 mi
K-8charter· DOE Grade C· Score 58/100

Bonita Springs Elementary School

6.7 mi
Elementarypublic· DOE Grade A· Score 65/100

Bonita Springs Middle Center for the Arts

7.4 mi
Middlepublic· DOE Grade B· Score 70/100

Compare

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Ready to Look Closer?

Get live numbers for Monterey

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Monterey tailored to your timeline and budget.

Ask About Monterey →Find Communities Like This (90-sec quiz)

Good Questions

Monterey, frequently asked questions

What are home prices like in Monterey?
Monterey is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Monterey in?
Monterey straddles more than one FEMA zone (Zones X / AE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Monterey?
Closest schools include Heritage Charter Academy of Cape Coral (5.2 mi), Cape Coral High School (5.4 mi), Oak Creek Charter School of Bonita Springs (6.3 mi). Browse all on the schools directory.
What does it cost to own a home in Monterey?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $6,250-$13,750/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Monterey offer?
Amenities vary, refer to HOA documents or explore similar communities.