Naples, FL · Waterfront & Boating Communities

Moraya Bay

Moraya Bay is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating CommunitiescondoLuxury · $900K+FEMA Zones AE / VE · varies by lot

Market Snapshot

Moraya Bay market data

Live from the MLS · updated continuously. See all 1 listings →

Active Listings
1
for sale now
Median List Price
$4,895,000
active inventory
Median $/Sq Ft
$1,082
list price ÷ sqft
Avg Days on Market
138
days listed
Price Range
$4,895,000-$4,895,000
low to high
Homes Built
2009
Typical Home
3 bed · 4,522 sq ft
Waterfront
100% of homes
Median sold price · Moraya Bay
$5,800,000last 6 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Moraya Bay. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Moraya Bay sits

Loading map…

Recently Sold

Recent sales in Moraya Bay

HomeBd / BaSq FtSoldSold Price
11125 Gulf Shore Drive 701, Naples3 / 3.54,548Jun 2026$5,850,000
11125 Gulf Shore Drive PH-7, Naples4 / 3.54,184Apr 2026$5,750,000
11125 Gulf Shore Drive PH-1, Naples3 / 3.54,548Mar 2026$6,350,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Moraya Bay at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zones AE / VE
Varies by lot, verify your address
High risk · 1% annual chance · BFE established
medium-confidence estimate, verify by address
Community Type
condo
Region
Naples

Amenities & Lifestyle

What you get living in Moraya Bay

WaterfrontGulf AccessBoating

Drive Times

Location & access

  • 🏖️ Nearest Beach5 min
  • ✈️ RSW Airport35 min
  • 🏙️ Downtown Fort Myers14 min
  • 🏥 Nearest Hospital21 min
  • 🛣️ I-75 Access20 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Moraya Bay. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Moraya Bay is mapped primarily in Zone AE

Our analysis found 2 different flood zones within Moraya Bay's footprint (Zone AE, Zone VE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Ready to Look Closer?

Get live numbers for Moraya Bay

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Moraya Bay tailored to your timeline and budget.

Good Questions

Moraya Bay, frequently asked questions

What are home prices like in Moraya Bay?
Moraya Bay is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Moraya Bay in?
Moraya Bay straddles more than one FEMA zone (Zones AE / VE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Moraya Bay?
Closest schools include Oak Creek Charter School of Bonita Springs (5.1 mi), Bonita Springs Elementary School (5.4 mi), Bonita Springs Middle Center for the Arts (5.7 mi). Browse all on the schools directory.
What does it cost to own a home in Moraya Bay?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Moraya Bay offer?
Moraya Bay features Waterfront, Gulf Access, Boating. Compare similar communities on the interactive map.