What are home prices like in Oyster Bay?

Oyster Bay is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Oyster Bay in?

Oyster Bay is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Parcels can differ; Rick verifies the exact zone for any address.

What schools are near Oyster Bay?

Closest schools to Oyster Bay: Cape Coral High School (5.5 mi), Heritage Charter Academy of Cape Coral (5.7 mi). Browse all at /schools.

What does it cost to own a home in Oyster Bay?

For a $1,250,000 home in Oyster Bay: ~$16,250/yr property tax, $15,000-$27,500/yr insurance incl. flood, and $0-150/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Oyster Bay offer?

Oyster Bay features Waterfront. Compare similar communities at /communities.

Naples, FL · Waterfront & Boating Communities

Oyster Bay

Oyster Bay is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyLuxury · $900K+FEMA Zone AE

Market Snapshot

Oyster Bay market data

Live from the MLS · updated continuously. See all 10 listings →

Active Listings

for sale now

Median List Price

$869,450

active inventory

Median $/Sq Ft

$642

list price ÷ sqft

Avg Days on Market

days listed

Price Range

$399,000-$7,995,000

low to high

Sold (90 days)

$2,085,000

2 closed · median

Homes Built

1970-2026

Typical Home

2 bed · 1,368 sq ft

Waterfront

90% of homes

Median sold price · Oyster Bay

$2,085,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Oyster Bay. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Oyster Bay sits

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Available Now

Homes for sale in Oyster Bay(10)

Newest listings first.

See all 10 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Oyster Bay

Home	Bd / Ba	Sq Ft	Sold	Sold Price
1686 Blue Point Avenue B9, Naples	2 / 2	917	Aug 2026	$590,000
1506 Jewel Box Avenue, Naples	4 / 3	2,777	Jun 2026	$3,580,000
1485 Chesapeake Avenue, Naples	2 / 2	1,796	Nov 2025	$715,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Oyster Bay at a glance

Price Range

Luxury

Typically $900K+

Flood Zone

Zone AE

High risk · 1% annual chance · BFE established

high-confidence estimate, verify by address

Community Type

single-family

Region

Naples

Amenities & Lifestyle

What you get living in Oyster Bay

Waterfront

Drive Times

Location & access

🏖️ Nearest Beach10 min
✈️ RSW Airport43 min
🏙️ Downtown Fort Myers4 min
🏥 Nearest Hospital6 min
🛣️ I-75 Access23 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Oyster Bay. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$16,250

~$1,354/mo · Collier County millage ~1.3%

Insurance (incl. flood)

$15,000, $27,500

Flood + wind in high-risk zone

HOA Estimate

$0, $150/mo

Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Oyster Bay is mapped primarily in Zone AE

All sample points within Oyster Bay returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Oyster Bay

Cape Coral High School

5.5 mi

Highpublic· DOE Grade B· Score 65/100

Heritage Charter Academy of Cape Coral

5.7 mi

K-8charter· Score 40/100

Compare

Ready to Look Closer?

Get live numbers for Oyster Bay

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Oyster Bay tailored to your timeline and budget.

Ask About Oyster Bay →Find Communities Like This (90-sec quiz)

Good Questions

Oyster Bay, frequently asked questions

What are home prices like in Oyster Bay?: Oyster Bay is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Oyster Bay in?: Oyster Bay is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Oyster Bay?: Closest schools include Cape Coral High School (5.5 mi), Heritage Charter Academy of Cape Coral (5.7 mi). Browse all on the schools directory.
What does it cost to own a home in Oyster Bay?: For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Oyster Bay offer?: Oyster Bay features Waterfront. Compare similar communities on the interactive map.