Fort Myers Beach, FL · Beachfront & Gulf-Front Condos

Palm Terrace

Older mid-island

Beachfront & Gulf-Front CondoscondoEntry · $200K – $450KFEMA Zones VE / AE · varies by lot

Market Snapshot

Palm Terrace market data

Live from the MLS · updated continuously. See all 31 listings →

Active Listings
31
for sale now
Median List Price
$950,000
active inventory
Median $/Sq Ft
$615
list price ÷ sqft
Avg Days on Market
87
days listed
Price Range
$375,000-$4,899,000
low to high
Sold (90 days)
$655,000
4 closed · median
Homes Built
1951-2027
Typical Home
3 bed · 1,520 sq ft
Private Pool
58% of homes
Median sold price · Palm Terrace
$650,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Palm Terrace. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Palm Terrace sits

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Available Now

Homes for sale in Palm Terrace

No active listings in Palm Terrace right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

Recently Sold

Recent sales in Palm Terrace

HomeBd / BaSq FtSoldSold Price
465 Donora Boulevard, Fort Myers Beach3 / 21,429Jul 2026$660,000
104 Washington Avenue, Fort Myers Beach5 / 2.52,100Jun 2026$1,300,000
179 Hibiscus Drive, Fort Myers Beach2 / 21,611Jun 2026$650,000
331 Washington Court, Fort Myers Beach3 / 21,300May 2026$650,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Palm Terrace at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zones VE / AE
Varies by lot, verify your address
High risk · coastal wave action
medium-confidence estimate, verify by address
Community Type
condo
Region
Fort Myers Beach

Amenities & Lifestyle

What you get living in Palm Terrace

BeachVacation Rental

Drive Times

Location & access

  • 🏖️ Nearest Beach5 min
  • ✈️ RSW Airport40 min
  • 🏙️ Downtown Fort Myers36 min
  • 🏥 Nearest Hospital21 min
  • 🛣️ I-75 Access35 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Palm Terrace. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$4,200, $7,700
Flood + wind in high-risk zone
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Palm Terrace is mapped primarily in Zone VE

Our analysis found 2 different flood zones within Palm Terrace's footprint (Zone VE, Zone AE). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Ready to Look Closer?

Get live numbers for Palm Terrace

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Palm Terrace tailored to your timeline and budget.

Good Questions

Palm Terrace, frequently asked questions

What are home prices like in Palm Terrace?
Palm Terrace is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Palm Terrace in?
Palm Terrace straddles more than one FEMA zone (Zones VE / AE), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near Palm Terrace?
Closest schools include Fort Myers Beach Elementary School (0.5 mi), Lexington Middle School (4.0 mi), Heights Elementary School (5.2 mi). Browse all on the schools directory.
What does it cost to own a home in Palm Terrace?
For a $350,000 home, estimate roughly $4,550/yr property tax, $4,200-$7,700/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Palm Terrace offer?
Palm Terrace features Beach, Vacation Rental. Compare similar communities on the interactive map.