Punta Gorda, FL · Waterfront & Boating Communities

Pirate Harbor

Pirate Harbor is a residential community in Punta Gorda, Charlotte County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyMid · $450K – $900K

Market Snapshot

Pirate Harbor market data

Live from the MLS · updated continuously. See all 3 listings →

Active Listings
3
for sale now
Median List Price
$699,000
active inventory
Median $/Sq Ft
$438
list price ÷ sqft
Avg Days on Market
51
days listed
Price Range
$585,000-$1,145,000
low to high
Sold (90 days)
$1,900,000
3 closed · median
Homes Built
1970-2004
Typical Home
3 bed · 1,766 sq ft
Waterfront
100% of homes
Median sold price · Pirate Harbor
$1,900,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Pirate Harbor. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Pirate Harbor sits

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Available Now

Homes for sale in Pirate Harbor

No active listings in Pirate Harbor right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

Recently Sold

Recent sales in Pirate Harbor

HomeBd / BaSq FtSoldSold Price
24057 Treasure Island Boulevard, Punta Gorda4 / 33,283Jul 2026$2,369,000
24216 Yacht Club Boulevard, Punta Gorda4 / 43,345Jul 2026$1,900,000
24262 Captain Kidd Boulevard, Punta Gorda3 / 22,258Jun 2026$526,500
24354 Pirate Harbor Boulevard, Punta Gorda3 / 2.52,433Mar 2026$900,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Pirate Harbor at a glance

Price Range
Mid
Typically $450K – $900K
Community Type
single-family
Region
Punta Gorda

Amenities & Lifestyle

What you get living in Pirate Harbor

WaterfrontGulf AccessBoating

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Pirate Harbor. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Charlotte County millage ~1.3%
Insurance
$3,250, $7,150
Standard homeowners + wind
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

Schools

Schools serving Pirate Harbor

Elementary
East Elementary School
B
FL DOE score 58/100 · 2024-25 grade
Middle
Punta Gorda Middle School
C
FL DOE score 54/100 · 2024-25 grade
High
Charlotte High School
B
FL DOE score 59/100 · 2024-25 grade

Assigned schools based on current MLS listings in Pirate Harbor, with Florida Department of Education 2024-25 grades. Charlotte County uses zoning and school-choice options that can change by address and year, so confirm the exact assignment with the district before you offer.

Ready to Look Closer?

Get live numbers for Pirate Harbor

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Pirate Harbor tailored to your timeline and budget.

Good Questions

Pirate Harbor, frequently asked questions

What are home prices like in Pirate Harbor?
Pirate Harbor is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Pirate Harbor in?
Flood zone varies by parcel, Rick verifies the exact zone for any address before you offer.
What schools are near Pirate Harbor?
Per current MLS listings, Pirate Harbor is served by East Elementary School (grade B), Punta Gorda Middle School (grade C), Charlotte High School (grade B). Charlotte County uses zoning and school-choice options that can vary by address, so confirm the exact assignment before you offer.
What does it cost to own a home in Pirate Harbor?
For a $650,000 home, estimate roughly $8,450/yr property tax, $3,250-$7,150/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Pirate Harbor offer?
Pirate Harbor features Waterfront, Gulf Access, Boating. Compare similar communities on the interactive map.