What are home prices like in Royal Harbor?

Royal Harbor is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Royal Harbor in?

Royal Harbor is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Parcels can differ; Rick verifies the exact zone for any address.

What schools are near Royal Harbor?

Closest schools to Royal Harbor: Cape Coral High School (5.9 mi), Heritage Charter Academy of Cape Coral (6.1 mi). Browse all at /schools.

What does it cost to own a home in Royal Harbor?

For a $1,250,000 home in Royal Harbor: ~$16,250/yr property tax, $15,000-$27,500/yr insurance incl. flood, and $0-150/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Royal Harbor offer?

Royal Harbor features Waterfront. Compare similar communities at /communities.

Naples, FL · Waterfront & Boating Communities

Royal Harbor

Royal Harbor is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyLuxury · $900K+FEMA Zone AE

Market Snapshot

Royal Harbor market data

Live from the MLS · updated continuously. See all 23 listings →

Active Listings

for sale now

Median List Price

$5,800,000

active inventory

Median $/Sq Ft

$1,785

list price ÷ sqft

Avg Days on Market

184

days listed

Price Range

$2,350,000-$13,995,000

low to high

Sold (90 days)

$2,275,000

4 closed · median

Homes Built

1968-2025

Typical Home

4 bed · 3,211 sq ft

Waterfront

96% of homes

Private Pool

96% of homes

Median sold price · Royal Harbor

$2,275,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Royal Harbor. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Royal Harbor sits

Loading map…

Available Now

Homes for sale in Royal Harbor(23)

Newest listings first, showing 12 of 23.

See all 23 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Royal Harbor

Home	Bd / Ba	Sq Ft	Sold	Sold Price
2147 Snook Drive, Naples	3 / 3	3,302	Sep 2026	$2,900,000
1696 Sandpiper Street, Naples	2 / 2	1,435	Aug 2026	$1,650,000
1305 Curlew Avenue C, Naples	2 / 3	2,170	Jul 2026	$1,399,000
1942 KINGFISH Road, Naples	4 / 3.5	3,925	Jul 2026	$6,100,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Royal Harbor at a glance

Price Range

Luxury

Typically $900K+

Flood Zone

Zone AE

High risk · 1% annual chance · BFE established

high-confidence estimate, verify by address

Community Type

single-family

Region

Naples

Amenities & Lifestyle

What you get living in Royal Harbor

Waterfront

Drive Times

Location & access

🏖️ Nearest Beach11 min
✈️ RSW Airport44 min
🏙️ Downtown Fort Myers6 min
🏥 Nearest Hospital7 min
🛣️ I-75 Access24 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Royal Harbor. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$16,250

~$1,354/mo · Collier County millage ~1.3%

Insurance (incl. flood)

$15,000, $27,500

Flood + wind in high-risk zone

HOA Estimate

$0, $150/mo

Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Royal Harbor is mapped primarily in Zone AE

All sample points within Royal Harbor returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Royal Harbor

Cape Coral High School

5.9 mi

Highpublic· DOE Grade B· Score 65/100

Heritage Charter Academy of Cape Coral

6.1 mi

K-8charter· Score 40/100

Compare

Ready to Look Closer?

Get live numbers for Royal Harbor

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Royal Harbor tailored to your timeline and budget.

Ask About Royal Harbor →Find Communities Like This (90-sec quiz)

Good Questions

Royal Harbor, frequently asked questions

What are home prices like in Royal Harbor?: Royal Harbor is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Royal Harbor in?: Royal Harbor is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Royal Harbor?: Closest schools include Cape Coral High School (5.9 mi), Heritage Charter Academy of Cape Coral (6.1 mi). Browse all on the schools directory.
What does it cost to own a home in Royal Harbor?: For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Royal Harbor offer?: Royal Harbor features Waterfront. Compare similar communities on the interactive map.