Naples, FL · Waterfront & Boating Communities

Royal Harbor

Royal Harbor is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyLuxury · $900K+

On the Map

Where Royal Harbor sits

Loading map…

Available Now

Homes for sale in Royal Harbor

No active listings in Royal Harbor right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

Search nearby homes →

At a Glance

Royal Harbor at a glance

Price Range
Luxury
Typically $900K+
Community Type
single-family
Region
Naples

Amenities & Lifestyle

What you get living in Royal Harbor

Waterfront

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Royal Harbor. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance
$6,250, $13,750
Standard homeowners + wind
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

Schools Nearby

Top schools within 8 miles of Royal Harbor

Cape Coral High School

5.9 mi
Highpublic· DOE Grade B· Score 65/100

Heritage Charter Academy of Cape Coral

6.1 mi
K-8charter· Score 40/100

Compare

Similar communities to consider

3300 Gulf Shore

Naples

Luxury tier

Admiralty Point

Naples

Luxury tier

Allegro

Naples

Luxury tier

Antilles

Naples

Mid tier

Ready to Look Closer?

Get live numbers for Royal Harbor

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Royal Harbor tailored to your timeline and budget.

Ask About Royal Harbor →Browse All Communities

Good Questions

Royal Harbor, frequently asked questions

What are home prices like in Royal Harbor?
Royal Harbor is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Royal Harbor in?
Flood zone varies by parcel, Rick verifies the exact zone for any address before you offer.
What schools are near Royal Harbor?
Closest schools include Cape Coral High School (5.9 mi), Heritage Charter Academy of Cape Coral (6.1 mi). Browse all on the schools directory.
What does it cost to own a home in Royal Harbor?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $6,250-$13,750/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Royal Harbor offer?
Royal Harbor features Waterfront. Compare similar communities on the interactive map.