Naples, FL · Waterfront & Boating Communities
Rum Bay
Rum Bay is a residential community in Naples, Collier County, Southwest Florida.
Market Snapshot
Rum Bay market data
Live from the MLS · updated continuously. See all 1 listings →
Figures reflect current active listings (and recent closed sales where available) tagged to Rum Bay. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.
On the Map
Where Rum Bay sits
Available Now
Homes for sale in Rum Bay(1)
Newest listings first.
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Recently Sold
Recent sales in Rum Bay
| Home | Bd / Ba | Sq Ft | Sold | Sold Price |
|---|---|---|---|---|
| 3047 Horizon Lane 1906, Naples | 2 / 2 | 1,246 | Jun 2026 | $340,000 |
| 3023 Horizon Lane 2507, Naples | 3 / 2 | 1,383 | Feb 2026 | $395,000 |
Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.
At a Glance
Rum Bay at a glance
Amenities & Lifestyle
What you get living in Rum Bay
Drive Times
Location & access
- 🏖️ Nearest Beach13 min
- ✈️ RSW Airport32 min
- 🏙️ Downtown Fort Myers18 min
- 🏥 Nearest Hospital16 min
- 🛣️ I-75 Access10 min
Cost of Ownership
Estimated yearly costs for a entry-tier home
Florida estimates based on a $350,000 home in Rum Bay. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.
Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.
⚠️ Flood Zone Accuracy Note
Rum Bay is mapped primarily in Zone AE
Our analysis found 2 different flood zones within Rum Bay's footprint (Zone AE, Zone X). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.
Before making an offer, always verify the exact flood zone for the specific property address:
Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium
Schools Nearby
Top schools within 8 miles of Rum Bay
Heritage Charter Academy of Cape Coral
4.0 miCape Coral High School
4.2 miOak Creek Charter School of Bonita Springs
6.6 miBonita Springs Elementary School
7.0 miBonita Springs Middle Center for the Arts
7.9 miCompare
Similar communities to consider
Ready to Look Closer?
Get live numbers for Rum Bay
HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Rum Bay tailored to your timeline and budget.
Good Questions
Rum Bay, frequently asked questions
- What are home prices like in Rum Bay?
- Rum Bay is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
- What FEMA flood zone is Rum Bay in?
- Rum Bay straddles more than one FEMA zone (Zones AE / X), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
- What schools are near Rum Bay?
- Closest schools include Heritage Charter Academy of Cape Coral (4.0 mi), Cape Coral High School (4.2 mi), Oak Creek Charter School of Bonita Springs (6.6 mi). Browse all on the schools directory.
- What does it cost to own a home in Rum Bay?
- For a $350,000 home, estimate roughly $4,550/yr property tax, $4,200-$7,700/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
- What amenities does Rum Bay offer?
- Rum Bay features Waterfront. Compare similar communities on the interactive map.