What are home prices like in Sparrow Cay?

Sparrow Cay is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and inventory. Search current listings at /search.

What FEMA flood zone is Sparrow Cay in?

Sparrow Cay is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Parcels can differ; Rick verifies the exact zone for any address.

What schools are near Sparrow Cay?

Per current MLS listings, Sparrow Cay is served by Manatee Elementary School (grade A), Manatee Middle School (grade A), Lely High School (grade A). Collier County uses zoning/school-choice that can vary by address; confirm before you offer.

What does it cost to own a home in Sparrow Cay?

For a $1,250,000 home in Sparrow Cay: ~$16,250/yr property tax, $15,000-$27,500/yr insurance incl. flood, and $0-150/mo HOA. See the cost cheatsheet at /swfl-relocation-cost-cheatsheet.

What amenities does Sparrow Cay offer?

Sparrow Cay features Waterfront. Compare similar communities at /communities.

Naples, FL · Waterfront & Boating Communities

Sparrow Cay

Sparrow Cay is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyLuxury · $900K+FEMA Zone AE

Market Snapshot

Sparrow Cay market data

Live from the MLS · updated continuously. See all 3 listings →

Active Listings

for sale now

Median List Price

$1,550,000

active inventory

Median $/Sq Ft

$586

list price ÷ sqft

Avg Days on Market

days listed

Price Range

$1,349,000-$1,800,000

low to high

Sold (90 days)

$2,050,000

1 closed · median

Homes Built

2017-2020

Typical Home

4 bed · 2,803 sq ft

Waterfront

67% of homes

Private Pool

100% of homes

Median sold price · Sparrow Cay

$2,050,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to Sparrow Cay. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where Sparrow Cay sits

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Available Now

Homes for sale in Sparrow Cay(3)

Newest listings first.

See all 3 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in Sparrow Cay

Home	Bd / Ba	Sq Ft	Sold	Sold Price
14591 Regatta Lane, Naples	4 / 3.5	2,704	Jul 2026	$2,050,000
14574 Regatta Lane, Naples	3 / 2.5	2,663	Apr 2026	$1,205,000
14844 Dockside Lane, Naples	4 / 4	3,516	Dec 2025	$1,425,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

Sparrow Cay at a glance

Price Range

Luxury

Typically $900K+

Flood Zone

Zone AE

High risk · 1% annual chance · BFE established

high-confidence estimate, verify by address

Community Type

single-family

Region

Naples

Amenities & Lifestyle

What you get living in Sparrow Cay

Waterfront

Drive Times

Location & access

🏖️ Nearest Beach22 min
✈️ RSW Airport49 min
🏙️ Downtown Fort Myers22 min
🏥 Nearest Hospital25 min
🛣️ I-75 Access29 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Sparrow Cay. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax

$16,250

~$1,354/mo · Collier County millage ~1.3%

Insurance (incl. flood)

$15,000, $27,500

Flood + wind in high-risk zone

HOA Estimate

$0, $150/mo

Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Sparrow Cay is mapped primarily in Zone AE

All sample points within Sparrow Cay returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools

Schools serving Sparrow Cay

Elementary

Manatee Elementary School

FL DOE score 65/100 · 2024-25 grade

Middle

Manatee Middle School

FL DOE score 66/100 · 2024-25 grade

High

Lely High School

FL DOE score 64/100 · 2024-25 grade

Assigned schools based on current MLS listings in Sparrow Cay, with Florida Department of Education 2024-25 grades. Collier County uses zoning and school-choice options that can change by address and year, so confirm the exact assignment with the district before you offer.

Compare

Ready to Look Closer?

Get live numbers for Sparrow Cay

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Sparrow Cay tailored to your timeline and budget.

Ask About Sparrow Cay →Find Communities Like This (90-sec quiz)

Good Questions

Sparrow Cay, frequently asked questions

What are home prices like in Sparrow Cay?: Sparrow Cay is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Sparrow Cay in?: Sparrow Cay is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Sparrow Cay?: Per current MLS listings, Sparrow Cay is served by Manatee Elementary School (grade A), Manatee Middle School (grade A), Lely High School (grade A). Collier County uses zoning and school-choice options that can vary by address, so confirm the exact assignment before you offer.
What does it cost to own a home in Sparrow Cay?: For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Sparrow Cay offer?: Sparrow Cay features Waterfront. Compare similar communities on the interactive map.