Naples, FL · Waterfront & Boating Communities

The Cays

The Cays is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyLuxury · $900K+FEMA Zone AE

Market Snapshot

The Cays market data

Live from the MLS · updated continuously. See all 2 listings →

Active Listings
2
for sale now
Median List Price
$1,394,000
active inventory
Median $/Sq Ft
$678
list price ÷ sqft
Avg Days on Market
195
days listed
Price Range
$900,000-$1,888,000
low to high
Sold (90 days)
$466,000
1 closed · median
Homes Built
2022
Typical Home
3 bed · 1,998 sq ft
Waterfront
100% of homes
Private Pool
50% of homes
Median sold price · The Cays
$466,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to The Cays. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where The Cays sits

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Recently Sold

Recent sales in The Cays

HomeBd / BaSq FtSoldSold Price
200 Cays Drive, Naples3 / 21,487Jul 2026$466,000
101 Morning Star Cay, Naples3 / 22,661Apr 2026$1,426,000
144 Wilderness Cay, Naples4 / 3.52,595Feb 2026$1,600,000
171 Sunset Cay, Naples3 / 21,929Jan 2026$1,175,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

The Cays at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
single-family
Region
Naples

Amenities & Lifestyle

What you get living in The Cays

WaterfrontGulf AccessBoating

Drive Times

Location & access

  • 🏖️ Nearest Beach25 min
  • ✈️ RSW Airport60 min
  • 🏙️ Downtown Fort Myers34 min
  • 🏥 Nearest Hospital36 min
  • 🛣️ I-75 Access40 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in The Cays. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Collier County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

The Cays is mapped primarily in Zone AE

All sample points within The Cays returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for The Cays

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for The Cays tailored to your timeline and budget.

Good Questions

The Cays, frequently asked questions

What are home prices like in The Cays?
The Cays is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is The Cays in?
The Cays is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near The Cays?
See nearby options on the schools directory.
What does it cost to own a home in The Cays?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does The Cays offer?
The Cays features Waterfront, Gulf Access, Boating. Compare similar communities on the interactive map.