Naples, FL · Waterfront & Boating Communities

The Cove

The Cove is a residential community in Naples, Collier County, Southwest Florida.

Waterfront & Boating Communitiessingle-familyEntry · $200K – $450KFEMA Zones AH / X · varies by lot

Market Snapshot

The Cove market data

Live from the MLS · updated continuously. See all 5 listings →

Active Listings
5
for sale now
Median List Price
$440,000
active inventory
Median $/Sq Ft
$273
list price ÷ sqft
Avg Days on Market
179
days listed
Price Range
$399,000-$485,000
low to high
Sold (90 days)
$380,000
1 closed · median
Homes Built
1999
Typical Home
3 bed · 1,611 sq ft
Waterfront
60% of homes
Median sold price · The Cove
$380,000last 3 monthsnot enough sold data to compare

Figures reflect current active listings (and recent closed sales where available) tagged to The Cove. Medians are indicative, not an appraisal, ask Rick for a comparative market analysis on a specific home.

On the Map

Where The Cove sits

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Available Now

Homes for sale in The Cove(5)

Newest listings first.

See all 5 homes →View on map →

Swipe to see more →

Recently Sold

Recent sales in The Cove

HomeBd / BaSq FtSoldSold Price
5661 Cove Circle 51, Naples3 / 2.51,611Aug 2026$380,000
5561 Cove Circle, Naples3 / 2.51,611Apr 2026$430,000
5453 Cove Circle 103, Naples3 / 2.51,611Oct 2025$460,000
5569 Cove Circle 74, Naples3 / 2.51,611Sep 2025$410,000

Closed sales from the last 12 months. Ask Rick for a full comparable-sales report on any home you're considering.

At a Glance

The Cove at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zones AH / X
Varies by lot, verify your address
Shallow flooding (1–3 ft)
medium-confidence estimate, verify by address
Community Type
single-family
Region
Naples

Amenities & Lifestyle

What you get living in The Cove

Waterfront

Drive Times

Location & access

  • 🏖️ Nearest Beach16 min
  • ✈️ RSW Airport30 min
  • 🏙️ Downtown Fort Myers18 min
  • 🏥 Nearest Hospital12 min
  • 🛣️ I-75 Access6 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in The Cove. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Collier County millage ~1.3%
Insurance
$1,750, $3,850
Standard homeowners + wind
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

The Cove is mapped primarily in Zone AH

Our analysis found 2 different flood zones within The Cove's footprint (Zone AH, Zone X). The exact flood zone for any specific home depends on its parcel, homes on different streets, lots, or elevations within the same community can have different zone classifications.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: medium

Schools Nearby

Top schools within 8 miles of The Cove

Heritage Charter Academy of Cape Coral

4.0 mi
K-8charter· Score 40/100

Cape Coral High School

4.2 mi
Highpublic· DOE Grade B· Score 65/100

Oak Creek Charter School of Bonita Springs

6.6 mi
K-8charter· DOE Grade C· Score 58/100

Bonita Springs Elementary School

7.0 mi
Elementarypublic· DOE Grade A· Score 65/100

Bonita Springs Middle Center for the Arts

8.0 mi
Middlepublic· DOE Grade B· Score 70/100

Compare

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Ready to Look Closer?

Get live numbers for The Cove

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for The Cove tailored to your timeline and budget.

Ask About The Cove →Find Communities Like This (90-sec quiz)

Good Questions

The Cove, frequently asked questions

What are home prices like in The Cove?
The Cove is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is The Cove in?
The Cove straddles more than one FEMA zone (Zones AH / X), the exact zone depends on the specific lot, so insurance can differ street to street. Rick verifies the exact zone for any address before you offer.
What schools are near The Cove?
Closest schools include Heritage Charter Academy of Cape Coral (4.0 mi), Cape Coral High School (4.2 mi), Oak Creek Charter School of Bonita Springs (6.6 mi). Browse all on the schools directory.
What does it cost to own a home in The Cove?
For a $350,000 home, estimate roughly $4,550/yr property tax, $1,750-$3,850/yr insurance, and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does The Cove offer?
The Cove features Waterfront. Compare similar communities on the interactive map.