$249,000
2 Bed Condominium for Sale in St Croix
4650 Saint Croix Lane 726, Naples, FL, 34109
About this home
Welcome to St. Croix — Excellent investment opportunity! Upgraded 2BR/2BA unfurnished condo located on the 2nd floor with low HOA fees in a highly desirable North Naples community. The property is currently rented through 2026, with terms negotiable between the tenant and the new owner. Well-maintained unit with a comfortable split-bedroom layout and good rental potential. Conveniently located just 30–35 minutes from Fort Myers Airport, close to Prime North Naples location near major shopping & dining (Seed to Table, Sam’s Club, Mercato), and premier golf communities. A great opportunity for investors seeking immediate rental income in a prime North Naples location.
Property details
- Type
- Condominium
- Year built
- 1999
- Interior
- 913 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- None
- Days on market
- 90
- Total association fees
- $5,760/yr (~$480/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,486/yr
- Flood zone (area est.)
- Not available
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4650 Saint Croix Lane 721 | Aug 2026 | $250,000 | 2/2 | 942 | $265 |
| 4650 Saint Croix Lane 737 | May 2026 | $245,000 | 2/2 | 942 | $260 |
| 4665 Saint Croix Lane 1526 | Oct 2025 | $235,000 | 2/2 | 913 | $257 |
| 4635 Saint Croix Lane 1222 | Apr 2026 | $245,000 | 2/2 | 1,045 | $234 |
| 4625 Saint Croix Lane 1118 | Apr 2026 | $251,000 | 2/2 | 942 | $266 |
| 4690 Saint Croix Lane 418 | Jan 2026 | $248,000 | 2/2 | 942 | $263 |
| Average | 6 comps | $245,667 | $258 |
Market trends, St Croix
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $88,000 (29.5%) from the original list price.
| May 1, 2026 | Sold | $210,000 |
| Mar 11, 2026 | Price reducedfrom $258,000 | $249,000 |
| Dec 30, 2025 | Listed | $298,000 |
The good, the trade-offs & the location
- Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
- No garage listed
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.