$415,000
2 Bed 2 Bath Waterfront Attached for Sale in CYPRESS COVE, FL
10022 Horse Creek Road, Fort Myers, FL, 33913
About this home
Huge Price Improvement – Absolute Best Buy in Colonial Country Club! Don’t miss this incredible opportunity to own a beautifully maintained, one owner, 2-bedroom plus den, 2-bath home with tranquil lake views in one of Fort Myers’ most desirable gated communities. With approximately, 2100 sq. ft. of comfortable living space, this home offers peace of mind with all newer mechanicals including A/C, hot water tank, roof, and a built-in security system, built-in hurricane shutters and 2-car garage, with a finished attic above for storage! NEW exterior paint! Enjoy the Florida lifestyle with abundant natural light, custom tile flooring, crown molding, and baseboards throughout. The light, bright kitchen is perfect for cooking and entertaining, with granite countertops, pantry, and a charming eat-in dining area. The spacious primary suite overlooks the lake and includes a walk-in closet with a built-in safe and a beautifully updated en-suite bath with a double granite vanity. The guest bedroom and bath offer privacy and comfort for family or visitors. French doors open to a versatile den with deluxe built-in cabinetry—perfect for an office or hobby space. The large screened lanai offers a serene outdoor retreat with room to add your own private custom pool or spa. It's just steps away from one of the community’s largest sparkling pools. Colonial Country Club is known for its exceptional resort-style amenities, including a completely renovated Gordon Lewis-designed 18-hole golf course with five tee sets (scheduled to be complete by late 2025), tennis, pickleball, bocce courts, 8 sparkling pools, a renovated state-of-the-art fitness center and community center (to be complete late 2025), and scenic walking trails through the nature preserve. Dine on-site at the Sunset Grille offering indoor/outdoor seating and a lively sports bar atmosphere. The community is very active and social, with live music, trivia nights, BINGO, BUNCO, and various game and card clubs. Colonial has been recognized as one of America’s Healthiest Clubs and has received multiple awards for excellence in hospitality, culinary service, and racquet operations—including the 2024 International Wine Society Merit Award. Conveniently located near world-class beaches, RSW International Airport, premier shopping, dining, medical facilities, and spring training stadiums, this home truly offers the best of Southwest Florida living. Come see it, fall in love, and make it yours today!
Property details
- Type
- Attached
- Year built
- 2004
- Interior
- 1,692 sqft
- Lot size
- 6,011.28 sqft
- Acreage
- 0.14 acres
- Garage
- 2 car
- Days on market
- 198
- Total association fees
- $9,760/yr (~$813/mo)
- CDD
- None
- Est. taxes (1.4%)
- $5,810/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 11020 Iron Horse Way | Jun 2026 | $385,000 | 2/2 | 1,721 | $224 |
| 9982 Horse Creek Road | Nov 2025 | $400,000 | 2/2 | 1,692 | $236 |
| 11021 Iron Horse Way | Jan 2026 | $436,000 | 2/2 | 1,692 | $258 |
| 11038 Iron Horse Way | Jul 2026 | $410,000 | 2/2 | 1,692 | $242 |
| 10037 Colonial Country Club Boulevard | Mar 2026 | $400,000 | 2/2 | 1,692 | $236 |
| 10705 Avila Circle | Oct 2025 | $390,000 | 3/2 | 1,640 | $238 |
| Average | 6 comps | $403,500 | $239 |
Market trends — Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $30,000 (6.8%) from the original list price.
| Sep 2, 2025 | Sold | $410,000 |
| Jul 21, 2025 | Price reducedfrom $429,900 | $415,000 |
| Feb 12, 2025 | Back on market | |
| Jan 9, 2025 | Listed | $440,000 |
The good, the trade-offs & the location
- Built 2004 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- Storm protection: Shutters
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$9,760/yr)
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.