$235,000
2 Bed 2.5 Bath Waterfront Condominium for Sale in PALM GROVE SUBD, FL
1102 SE 39th Terrace 103, Cape Coral, FL, 33904
About this home
Welcome to your slice of paradise! This beautifully-decorated waterfront townhouse features two master suites, a half bathroom downstairs and an attached garage — a rare perk in this area. The entire complex is freshly painted with a brand new metal roof and gutters installed in 2024. This unit also features electric roll-down aluminum hurricane shutters for peace of mind. Tucked away in a quiet neighborhood off Country Club Blvd., this prime location is convenient to both the Veterans Bridge and Cape Coral Bridge and, by boat, it's only a 15-minute ride to the river! Add your own boat slip and lift — with HOA approval — or just enjoy fishing off the community dock. Catch sunrise and sunset from your south-facing lanais both upstairs and downstairs. Enjoy entertaining family and friends in your open kitchen and spacious living area. This is an ideal spot for a full-time residence or a seasonal retreat!
Property details
- Type
- Condominium
- Year built
- 1982
- Interior
- 1,422 sqft
- Lot size
- 8,468.064 sqft
- Acreage
- 0.19 acres
- Garage
- 1 car
- Days on market
- 26
- Total association fees
- $8,748/yr (~$729/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,290/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1102 SE 39th Terrace 108 | Nov 2025 | $200,000 | 2/2 | 1,439 | $139 |
| 3819 SE 12th Avenue | Apr 2026 | $270,000 | 3/2 | 1,420 | $190 |
| 4026 SE 12th Avenue 208 | Apr 2026 | $235,000 | 2/2 | 1,380 | $170 |
| 3722 SE 12th Avenue 1A | Apr 2026 | $255,500 | 2/2 | 1,294 | $197 |
| 1215 SE 37th Lane | May 2026 | $270,000 | 2/2 | 1,267 | $213 |
| 3631 SE 10th Avenue 103 | Nov 2025 | $240,000 | 2/2 | 1,402 | $171 |
| Average | 6 comps | $245,083 | $180 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $22,500 (9.6%) from the original list price.
| Sep 30, 2025 | Sold | $212,500 |
| Aug 16, 2025 | Listed | $235,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.