2 Bed Waterfront Home for Sale in Fort Myers
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SoldMLS# 2025022567

$255,000

2 Bed Waterfront Home for Sale in Fort Myers

12643 Cold Stream Drive, Fort Myers, FL, 33912

2 beds2 baths1,278 sqft1 garage
GatedGolfPickleballTennisBocceClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Your dream of living in Paradise starts here! This GORGEOUSLY UPDATED 2/2 "condo-villa" with 1 car GARAGE is light and bright with INCREDIBLE LAKE & COURSE VIEWS. It offers you peace of mind with IMPACT WINDOWS & DOORS, NEW A/C(2024), NEW WATER HEATER (2025), newer appliances, and fresh paint. The converted lanai was raised for truly single-story living, adding more square footage under air and the perfect place to enjoy your morning beverage with the SUNRISE over the lake. Large neutral TILE ON THE DIAGONAL flows throughout, while the HIGH BASEBOARDS, CROWN MOLDING, and UPDATED LIGHTING add a touch of luxury to the space. The updated kitchen features SOLID WOOD CABINETRY, white appliances, GRANITE, GLASS BACKSPLASH, a breakfast bar, and a breakfast nook that flows out to the EXPANSIVE SCREENED LANAI. Split bedrooms with UPDATED BATHS and CUSTOM CLOSETS ensure privacy and space for all, while the LAUNDRY IN RESIDENCE adds convenience to your routine. This BUNDLED GOLF community has it all! With a community pool just steps away, you can enjoy a refreshing swim or soak up the sun on a lazy afternoon. You also have the main clubhouse with pool and spa, tennis, pickleball, bocce, restaurant, and more! Conveniently located off Daniel’s Parkway you have ample shopping, dining, and entertainment opportunities. Cross Creek Country Club is also within a 30-minute drive of RSW International Airport, the Twins and Red Sox Spring training stadiums, and the incredible beaches of SWFL! And with the "BEST VALUE BUY" tag, you can rest assured that you are getting the most bang for your buck with everything that comes with the LOW HOA FEES and LOW TAXES. Whether you are looking for a permanent residence, vacation home, or investment property, this condo has everything you need to live the good life. Don't miss your chance to own this slice of paradise!

Property details

Type
Attached
Year built
1986
Interior
1,278 sqft
Lot size
9,604.98 sqft
Acreage
0.22 acres
Garage
1 car
Days on market
20
Total association fees
$9,128/yr (~$761/mo)
CDD
None
Est. taxes (1.4%)
$3,570/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvGolfInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlReserveFundRoadMaintenanceStreetLightsTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtCabanaClubhouseGolfCourseBarbecuePicnicAreaPickleballPoolPuttingGreensRestaurantSpaHotTubSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$200/sqft
Comp median
$195/sqft
Difference
+3%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
12699 Cold Stream DriveJun 2026$249,0002/21,309$190
12520 Cold Stream Drive 209Jun 2026$240,0002/21,140$211
12787 Cold Stream DriveMar 2026$225,0002/21,152$195
Average3 comps$238,000$199

Market trends, Fort Myers

Median list
$320,000
Median $/sqft
$210
Median sold (90d)
$334,950
Avg days on market
96
Active listings
2,491
Median sold price · Fort Myers
$332,500last 3 months0.7% vs $335,000 prior 3 months
Median closed price by month · Fort Myers
6.7% MoM2.1% YoY
$319k$349k$380kJul ’25Sep ’26
$357,500Sep ’26 · 60 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $5,000 (2%) from the original list price.

Jan 28, 2026Sold$250,000
Dec 20, 2025Back on market
Dec 1, 2025Listed$255,000

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
  • Higher association fees (~$9,128/yr)
Location convenienceHigh
Hospital
2.7 mi
Gulf Coast Medical Center
Beach
10.7 mi
Fort Myers Beach
Airport
3.1 mi
Page Field (Fort Myers)
Shopping
2.9 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.