$255,000
2 Bed Waterfront Home for Sale in Fort Myers
12643 Cold Stream Drive, Fort Myers, FL, 33912
About this home
Your dream of living in Paradise starts here! This GORGEOUSLY UPDATED 2/2 "condo-villa" with 1 car GARAGE is light and bright with INCREDIBLE LAKE & COURSE VIEWS. It offers you peace of mind with IMPACT WINDOWS & DOORS, NEW A/C(2024), NEW WATER HEATER (2025), newer appliances, and fresh paint. The converted lanai was raised for truly single-story living, adding more square footage under air and the perfect place to enjoy your morning beverage with the SUNRISE over the lake. Large neutral TILE ON THE DIAGONAL flows throughout, while the HIGH BASEBOARDS, CROWN MOLDING, and UPDATED LIGHTING add a touch of luxury to the space. The updated kitchen features SOLID WOOD CABINETRY, white appliances, GRANITE, GLASS BACKSPLASH, a breakfast bar, and a breakfast nook that flows out to the EXPANSIVE SCREENED LANAI. Split bedrooms with UPDATED BATHS and CUSTOM CLOSETS ensure privacy and space for all, while the LAUNDRY IN RESIDENCE adds convenience to your routine. This BUNDLED GOLF community has it all! With a community pool just steps away, you can enjoy a refreshing swim or soak up the sun on a lazy afternoon. You also have the main clubhouse with pool and spa, tennis, pickleball, bocce, restaurant, and more! Conveniently located off Daniel’s Parkway you have ample shopping, dining, and entertainment opportunities. Cross Creek Country Club is also within a 30-minute drive of RSW International Airport, the Twins and Red Sox Spring training stadiums, and the incredible beaches of SWFL! And with the "BEST VALUE BUY" tag, you can rest assured that you are getting the most bang for your buck with everything that comes with the LOW HOA FEES and LOW TAXES. Whether you are looking for a permanent residence, vacation home, or investment property, this condo has everything you need to live the good life. Don't miss your chance to own this slice of paradise!
Property details
- Type
- Attached
- Year built
- 1986
- Interior
- 1,278 sqft
- Lot size
- 9,604.98 sqft
- Acreage
- 0.22 acres
- Garage
- 1 car
- Days on market
- 20
- Total association fees
- $9,128/yr (~$761/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,570/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 12699 Cold Stream Drive | Jun 2026 | $249,000 | 2/2 | 1,309 | $190 |
| 12520 Cold Stream Drive 209 | Jun 2026 | $240,000 | 2/2 | 1,140 | $211 |
| 12787 Cold Stream Drive | Mar 2026 | $225,000 | 2/2 | 1,152 | $195 |
| Average | 3 comps | $238,000 | $199 |
Market trends, Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $5,000 (2%) from the original list price.
| Jan 28, 2026 | Sold | $250,000 |
| Dec 20, 2025 | Back on market | |
| Dec 1, 2025 | Listed | $255,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
- Higher association fees (~$9,128/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.