2 Bed Waterfront Home for Sale in St Croix, FL, $249,000
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SoldMLS# 226012381

$249,000

2 Bed Waterfront Home for Sale in St Croix, FL, $249,000

4650 Saint Croix Lane 737, Naples, FL, 34109

2 beds2 baths942 sqft
PickleballTennisFitness CenterClubhouseDog ParkPlaygroundCommunity PoolWaterfront

About this home

Stunning Lake View Condo at Saint Croix Move-in ready 3rd floor condo with a lake view. Enjoy all the amenities of Saint Croix including beautiful clubhouse with a workout center, kitchen, social area and library. The exterior amenities you will find boat or RV parking to rent if available, playground, tennis and pickleball court, and dog park. Location, Location, Location...close to fine dining and shopping in Mercato, across the street from Seed to Table, North Naples Regional Park, Children's Museum, Fun-N-Sun waterpark and the Gulf Beaches. Quick access to I-75. Why You'll Love Living Here This exceptional third-floor residence offers the perfect blend of comfort and convenience in one of North Naples' most desirable communities. Wake up each morning to serene lake views from your private retreat, then step outside to discover a world of recreational opportunities right at your doorstep. Community Features Indoor Amenities: • Elegant clubhouse with modern workout center • Fully equipped community kitchen for entertaining • Comfortable social areas for gathering with neighbors • Quiet library space for reading and relaxation Outdoor Recreation: • Tennis and pickleball courts for active lifestyles • Dedicated dog park for your four-legged family members • Children's playground • Boat and RV parking available for rent (subject to availability) Unbeatable Location Saint Croix's prime North Naples location puts you minutes away from everything you need: • Mercato - Upscale shopping and fine dining destination • Seed to Table - Farm-fresh dining right across the street • North Naples Regional Park - Extensive recreational facilities • Children's Museum of Naples - Family-friendly educational fun • Fun-N-Sun Waterpark - Aquatic adventures for all ages • Gulf Beaches - World-renowned white sand beaches • I-75 Access - Easy connectivity throughout Southwest Florida Don't miss this opportunity to own a piece of paradise in this well-maintained community. Schedule your private showing today!

Property details

Type
Condominium
Year built
1999
Interior
942 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
11
Total association fees
$5,760/yr (~$480/mo)
CDD
None
Est. taxes (1.4%)
$3,486/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetIrrigationWaterMaintenanceGroundsPestControlReserveFundRoadMaintenanceStreetLightsSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BikeStorageClubhouseDogParkFitnessCenterLibraryPlaygroundPickleballPoolRvBoatStorageSpaHotTubTennisCourts
At marketThis home is priced in line with comparable recent sales.
This home
$264/sqft
Comp median
$260/sqft
Difference
+2%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4665 Saint Croix Lane 1526Oct 2025$235,0002/2913$257
4635 Saint Croix Lane 1222Apr 2026$245,0002/21,045$234
4625 Saint Croix Lane 1118Apr 2026$251,0002/2942$266
4690 Saint Croix Lane 418Jan 2026$248,0002/2942$263
Average4 comps$244,750$255

Market trends — Naples

Median list
$679,000
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,165
Median sold price · Naples
$620,000last 3 months1.7% vs $631,000 prior 3 months
Median closed price by month · Naples
0.3% MoM10% YoY
$530k$599k$668kJul ’25Jul ’26
$627,000Jul ’26 · 509 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $4,000 (1.6%) from the original list price.

May 1, 2026Sold$245,000
Mar 24, 2026Listed$249,000

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceHigh
Hospital
6.5 mi
Physicians Regional (Naples)
Beach
4.1 mi
Vanderbilt Beach (Naples)
Airport
8.2 mi
Naples Airport
Shopping
3.2 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.