$1,675,000
3 Bed 3 Bath Condominium for Sale in MONTEGO AT COVE TOWERS, FL
445 Cove Tower Drive 1702, Naples, FL, 34110
About this home
PRIVATE ENCLOSED 2-CAR HUMIDITY CONTROLLED UNDER BUILDING GARAGE WITH LARGE HUMIDITY CONTROLLED STORAGE UNIT INSIDE!! Both have dehumidification to keep everything cool and dry all year long! Fantastic sunrise to sunset UNOBSTRUCTED views from this absolutely stunning 17th floor "MINI-PENTHOUSE" with 10'+ high ceilings! This spacious 3BR+Den/3BA turnkey furnished residence with incredible panoramic views of the Gulf, Bay, preserve and Naples skyline features soaring ceilings, crown molding, an island kitchen with custom cabinetry, granite counters and newer high-end stainless steel appliances including built-in Sub-Zero refrigerator/freezer, custom built-in closets in Primary BR, marble Primary Bath, surround sound in primary bedroom and living room, hurricane shutters, whole house water purification system and so much more! Whole home leak detection system with sensors throughout all wet areas in the unit (as well as in the entire building) that will shut main water valve and alert the Manager if it detects a leak. A/C’s replaced in 2022 and hot water heater replaced in 2025. Exclusive membership to the PRIVATE CALYPSO CLUB is included with a gorgeous resort-style tropical pool, spa, state-of-the-art fitness center, 2 luxurious guest suites, outdoor pavilion with fireplace, BBQ grills and a beautiful social room with wet bar, fireplace and media center. Also available is an optional membership to the fabulous Tarpon Cove Beach & Racquet Club with casual and fine dining, 6 Har-Tru tennis courts (lighted for night play!), fully equipped fitness center, island-style pool with tiki bar, bocce courts and an hourly private boat shuttle to the beach. Boat docks available for lease/purchase.
Property details
- Type
- Condominium
- Year built
- 2002
- Interior
- 2,645 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 2 car
- Days on market
- 97
- Total association fees
- $27,401/yr (~$2,283/mo)
- CDD
- None
- Est. taxes (1.4%)
- $23,450/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Impact Windows/Doors
- Exposure
- Southwest
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 445 Cove Tower Drive 903 | Nov 2025 | $1,475,000 | 3/3 | 2,650 | $557 |
| 445 Dockside Drive B903 | May 2026 | $1,275,000 | 3/3 | 2,677 | $476 |
| 275 Indies Way 1002 | Feb 2026 | $1,950,000 | 3/3 | 2,798 | $697 |
| Average | 3 comps | $1,566,667 | $577 |
Market trends — Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $275,000 (15.5%) from the original list price.
| Apr 2, 2026 | Sold | $1,500,000 |
| Nov 24, 2025 | Price reducedfrom $1,775,000 | $1,675,000 |
| Oct 30, 2025 | Listed | $1,775,000 |
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- Storm protection: Impact Windows/Doors
- 2-car garage
- Higher association fees (~$27,401/yr)
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.