3 Bed Waterfront Home for Sale in Bella Terra, FL
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SoldMLS# 225014819

$399,900

3 Bed Waterfront Home for Sale in Bella Terra, FL

20017 Serre Drive, Estero, FL, 33928

3 beds2 baths1,632 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Gorgeous Villa on a PRIME Lake View homesite with oversized side yard! Come view this CHARMING and WELL-MAINTAINED 3BR and 2 bath home with a 2-car garage! The NATURAL SUNLIGHT you see off the water really sets the tone for this home! Tile flooring in the main, NEW Carpeting in the bedrooms, white cabinets with granite counters and NEW kitchen Appliances are just a few of the many upgrades this unit has to offer. The open floor plan is perfect for entertaining with a breakfast bar, eat-in kitchen, and a formal dining area. The master suite has 2 large closets and linen closet, a double vanity, and a large walk-in shower. The great room is spacious and opens to an EXTENDED TILED LANAI with panoramic lake views; perfect for gathering with friends and family. The clubhouse and Amenity Campus is just a short walk from your front door! Bella Terra offers spectacular amenities including a resort style pool with spa, community area, tennis and pickleball courts, fitness center, baseball, basketball, and bocce courts, playground area, soccer field, and volleyball. The community is conveniently located close to the airport, I-75, FGCU, dining, shopping and all that Stunning ESTERO has to offer!

Property details

Type
Attached
Year built
2005
Interior
1,632 sqft
Lot size
10,323.72 sqft
Acreage
0.24 acres
Garage
2 car
Days on market
201
Total association fees
$5,296/yr (~$441/mo)
CDD
None
Est. taxes (1.4%)
$5,599/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvIrrigationWaterMaintenanceGroundsMaintenanceStructurePestControlRecreationFacilitiesReserveFundRoadMaintenanceSewerStreetLightsSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtClubhouseSportCourtFitnessCenterHobbyRoomPlaygroundPickleballParkPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$245/sqft
Comp median
$234/sqft
Difference
+5%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
13674 Martone CourtFeb 2026$349,0002/21,626$215
13650 Lucera CourtMay 2026$340,0002/21,456$234
13794 Cleto DriveMar 2026$370,0002/21,564$237
Average3 comps$353,000$229

Market trends — Bella Terra

Median list
$480,000
Median $/sqft
$222
Median sold (90d)
$484,950
Avg days on market
38
Active listings
17
Median sold price · Bella Terra
$484,950last 3 months18.3% vs $410,000 prior 3 months
Median closed price by month · Bella Terra
1.8% MoM3.9% YoY
$375k$488k$600kJul ’25Jul ’26
$466,250Jul ’26 · 10 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $59,900 (13.3%) from the original list price.

Oct 24, 2025Sold$390,000
Jul 14, 2025Price reducedfrom $419,000$399,900
Feb 20, 2025Listed$449,900

The good, the trade-offs & the location

Pros
  • Built 2005 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • Waterfront
  • 2-car garage
Location convenienceHigh
Hospital
10.8 mi
Gulf Coast Medical Center
Beach
10.2 mi
Lovers Key State Park
Airport
6.2 mi
RSW Intl (Fort Myers)
Shopping
2.9 mi
Miromar Outlets

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.