3 Bed 3 Bath Condominium for Sale in MONTEGO AT COVE TOWERS, FL
1 / 43
SoldMLS# 225075283

$1,675,000

3 Bed 3 Bath Condominium for Sale in MONTEGO AT COVE TOWERS, FL

445 Cove Tower Drive 1702, Naples, FL, 34110

3 beds3 baths2,645 sqft2 garage
GatedTennisBoatingBeach AccessFitness CenterClubhouseCommunity Pool

About this home

PRIVATE ENCLOSED 2-CAR HUMIDITY CONTROLLED UNDER BUILDING GARAGE WITH LARGE HUMIDITY CONTROLLED STORAGE UNIT INSIDE!! Both have dehumidification to keep everything cool and dry all year long! Fantastic sunrise to sunset UNOBSTRUCTED views from this absolutely stunning 17th floor "MINI-PENTHOUSE" with 10'+ high ceilings! This spacious 3BR+Den/3BA turnkey furnished residence with incredible panoramic views of the Gulf, Bay, preserve and Naples skyline features soaring ceilings, crown molding, an island kitchen with custom cabinetry, granite counters and newer high-end stainless steel appliances including built-in Sub-Zero refrigerator/freezer, custom built-in closets in Primary BR, marble Primary Bath, surround sound in primary bedroom and living room, hurricane shutters, whole house water purification system and so much more! Whole home leak detection system with sensors throughout all wet areas in the unit (as well as in the entire building) that will shut main water valve and alert the Manager if it detects a leak. A/C’s replaced in 2022 and hot water heater replaced in 2025. Exclusive membership to the PRIVATE CALYPSO CLUB is included with a gorgeous resort-style tropical pool, spa, state-of-the-art fitness center, 2 luxurious guest suites, outdoor pavilion with fireplace, BBQ grills and a beautiful social room with wet bar, fireplace and media center. Also available is an optional membership to the fabulous Tarpon Cove Beach & Racquet Club with casual and fine dining, 6 Har-Tru tennis courts (lighted for night play!), fully equipped fitness center, island-style pool with tiki bar, bocce courts and an hourly private boat shuttle to the beach. Boat docks available for lease/purchase.

Property details

Type
Condominium
Year built
2002
Interior
2,645 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
97
Total association fees
$27,401/yr (~$2,283/mo)
CDD
None
Est. taxes (1.4%)
$23,450/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
Southwest
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlRecreationFacilitiesReserveFundRoadMaintenanceSewerStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBoatDockBeachAccessMarinaBoatRampBikeStorageClubhouseFitnessCenterGuestSuitesLibraryBarbecuePicnicAreaPrivateMembershipPoolSpaHotTubStorageTrashVehicleWashAreaManagement
Above marketThis home is priced above comparable recent sales.
This home
$633/sqft
Comp median
$557/sqft
Difference
+14%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
445 Cove Tower Drive 903Nov 2025$1,475,0003/32,650$557
445 Dockside Drive B903May 2026$1,275,0003/32,677$476
275 Indies Way 1002Feb 2026$1,950,0003/32,798$697
Average3 comps$1,566,667$577

Market trends — Naples

Median list
$679,400
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,190
Median sold price · Naples
$625,000last 3 months1.6% vs $635,000 prior 3 months
Median closed price by month · Naples
0.4% MoM10.1% YoY
$530k$599k$668kJul ’25Jul ’26
$627,500Jul ’26 · 361 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $275,000 (15.5%) from the original list price.

Apr 2, 2026Sold$1,500,000
Nov 24, 2025Price reducedfrom $1,775,000$1,675,000
Oct 30, 2025Listed$1,775,000

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Higher association fees (~$27,401/yr)
Location convenienceHigh
Hospital
9.4 mi
NCH Baker Hospital (Naples)
Beach
2.3 mi
Vanderbilt Beach (Naples)
Airport
9.8 mi
Naples Airport
Shopping
2.1 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.