3 Bed Waterfront Home for Sale in St Croix, FL, $289,000
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SoldMLS# 226010350

$289,000

3 Bed Waterfront Home for Sale in St Croix, FL, $289,000

4610 Saint Croix Lane 1021, Naples, FL, 34109

3 beds2 baths1,314 sqft
GatedClubhouseCommunity PoolWaterfront

About this home

Experience the best of North Naples living in this beautifully maintained **3-bedroom, 2-bath condo in the desirable St. Croix at Pelican Marsh community. Offered fully furnished, this residence is move-in ready and perfectly suited for full-time living, a seasonal retreat, or an investment opportunity. Step inside and enjoy spectacular lake and fountain views that create a serene backdrop from your living space. The kitchen features updated stainless steel appliances, while the home also benefits from a newer HVAC system and water heater, providing comfort and peace of mind. The building itself has been recently painted and features a newer roof, reflecting the community’s strong upkeep and pride of ownership. Located in the heart of North Naples, you’ll love the convenience of quick access to Interstate 75 and just a short drive to Southwest Florida International Airport. World-famous Naples Beaches are only minutes away, along with some of the area’s best dining, shopping, and entertainment options. Residents of St. Croix enjoy resort-style amenities, including a beautiful clubhouse, fitness center, pool and spa, tennis courts, and more—all with very reasonable condo fees. With its prime location, scenic views, and turnkey furnishings, this condo offers the perfect opportunity to enjoy the relaxed Southwest Florida lifestyle.

Property details

Type
Condominium
Year built
1999
Interior
1,314 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
52
Total association fees
$5,760/yr (~$480/mo)
CDD
None
Est. taxes (1.4%)
$4,046/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetLegalAccountingPestControlReserveFundStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

ClubhousePoolSeeRemarksManagement
At marketThis home is priced in line with comparable recent sales.
This home
$220/sqft
Comp median
$231/sqft
Difference
-5%

Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3344 Erick Lake Drive 2002Jul 2026$275,0002/21,170$235
3340 Erick Lake Drive 2004Mar 2026$320,0002/21,170$274
4945 Cougar Court 4-202May 2026$300,0002/21,377$218
4965 Sandra Bay Drive 102Jun 2026$265,0002/21,377$192
4950 Deerfield Way 103Mar 2026$300,0002/21,202$250
4920 Deerfield Way B202Aug 2025$320,0002/21,388$231
Average6 comps$296,667$233

Market trends — Naples

Median list
$679,000
Median $/sqft
$371
Median sold (90d)
$620,000
Avg days on market
109
Active listings
4,165
Median sold price · Naples
$620,000last 3 months1.7% vs $631,000 prior 3 months
Median closed price by month · Naples
0.3% MoM10% YoY
$530k$599k$668kJul ’25Jul ’26
$627,000Jul ’26 · 509 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $46,000 (13.7%) from the original list price.

Jun 10, 2026Sold$289,000
Apr 25, 2026Price reducedfrom $300,000$289,000
Mar 10, 2026Listed$335,000

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceHigh
Hospital
6.6 mi
Physicians Regional (Naples)
Beach
4.1 mi
Vanderbilt Beach (Naples)
Airport
8.3 mi
Naples Airport
Shopping
3.2 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.