3 Bed Waterfront Home Sold in Cape Coral
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SoldMLS# 2026025812

$299,900

3 Bed Waterfront Home Sold in Cape Coral

315 SE 20th Court, Cape Coral, FL, 33990

3 beds2 baths2,483 sqft2 garage
GatedBoatingWaterfront

About this home

Discover the incredible potential of this spacious 3-bedroom, 2-bath waterfront home offering over 2,400 square feet of living space on a rare oversized triple lot. Featuring an exceptional floor plan designed for comfortable living and entertaining, this property boasts a large kitchen with abundant cabinet and counter space, an expansive family room, and generously sized living areas throughout. The oversized primary suite provides a private retreat with 2 separate showers, a walk-in, separate shower/tub combo, and ample space to unwind. A convenient pool bath adds functionality for outdoor living when entertaining. Step outside to enjoy beautiful freshwater views from the large screened lanai, perfect for relaxing or entertaining guests. The property is situated on a freshwater canal with a concrete dock, offering endless opportunities to enjoy the Florida lifestyle. Mature fruit trees add charm and character to the backyard oasis. Additional highlights include roll down hurricane shutters on the lanai, Assessments Paid, No Flood Insurance Required and a desirable location close to shopping, dining, and everyday conveniences. Whether you’re looking for your forever home, a seasonal retreat, or an investment opportunity, this property offers outstanding value, a fantastic location, and endless possibilities to make it your own.

Property details

Type
SingleFamilyResidence
Year built
1988
Interior
2,483 sqft
Lot size
14,984.64 sqft
Acreage
0.34 acres
Garage
2 car
Days on market
4
Total association fees
None
CDD
None
Est. taxes (1.4%)
$4,199/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$121/sqft
Comp median
$131/sqft
Difference
-8%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
410 SE 20th CourtJul 2026$355,0003/32,309$154
2105 SE 2nd TerraceFeb 2026$327,0003/22,488$131
2026 SE 6th LaneSep 2025$299,9003/22,319$129
Average3 comps$327,300$138

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$380,575
Avg days on market
91
Active listings
2,504
Median sold price · Cape Coral
$380,575last 3 months4.1% vs $365,500 prior 3 months
Median closed price by month · Cape Coral
5.3% MoM2.9% YoY
$340k$365k$390kJul ’25Sep ’26
$360,000Sep ’26 · 220 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $14,900 (5%) from the original list price.

Jul 2, 2026Sold$285,000
Jun 11, 2026Listed$299,900

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
  • 2-car garage
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
1.2 mi
Cape Coral Hospital
Beach
13.4 mi
Fort Myers Beach
Airport
5.8 mi
Page Field (Fort Myers)
Shopping
0.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.