$259,900
3 Bed Waterfront Home for Sale in Moody River Estates
13090 Sandy Key Bend 3803, North Fort Myers, FL, 33903
About this home
Welcome to Moody River Estates, where comfort, style, and versatility come together in this spacious and beautifully maintained condo. Rarely available, this unique floor plan features 2 bedrooms, a den, a BONUS ROOM with fireplace, and an attached 2-car garage, offering the extra space and flexibility that is hard to find in condo living. Step inside and you’ll immediately appreciate the open and inviting layout, enhanced by custom-designed accent walls and thoughtful finishes that add warmth and character throughout the home. The spacious kitchen is designed for both everyday living and entertaining, featuring a large island with bar seating, a pantry, ample cabinet and counter space, a cozy breakfast nook, and a separate dining area. Whether you’re enjoying your morning coffee in the breakfast nook, gathering around the dining table, or hosting guests at the bar, this home offers plenty of space for everyone to come together. A standout feature of this home is the BONUS ROOM with a cozy fireplace, creating the perfect space to relax, unwind, entertain guests, or customize to fit your lifestyle. The enclosed lanai has been upgraded with sliding windows, transforming it into additional air-conditioned living space that can be enjoyed year-round. From this space and throughout the home, you’ll enjoy beautiful lake views straight ahead, along with additional water views to the left of the condo, creating a peaceful backdrop from both the windows and lanai. The spacious primary suite serves as a private retreat, complete with a walk-in closet, an en-suite bathroom featuring dual sinks, direct access to the enclosed lanai, and serene lake views. The guest bedroom is thoughtfully situated to provide privacy for family and guests, with a full bathroom located directly adjacent to the bedroom. This property is located in Moody River a highly desirable neighborhood with plenty of amenities and reasonable HOA fees which cover high-speed internet and cable. The community's popular features include two swimming pools, a playground, a fitness center, two tennis courts, pickleball and a basketball court. Don't just dream about the life you want—live it! Make this beautiful condo yours today!
Property details
- Type
- Condominium
- Year built
- 2005
- Interior
- 2,194 sqft
- Lot size
- 5,641.02 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 88
- Total association fees
- $10,428/yr (~$869/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $3,639/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 3160 Sea Trawler Bend 1203 | Jul 2026 | $235,000 | 3/2 | 2,063 | $114 |
| 1727 Lakeview Boulevard | Nov 2025 | $315,000 | 3/2 | 2,133 | $148 |
| 1106 Harbor Drive | Feb 2026 | $319,000 | 3/2 | 2,085 | $153 |
| 1930 SE 1st Street | Oct 2025 | $299,000 | 3/2 | 2,079 | $144 |
| Average | 4 comps | $292,000 | $140 |
Market trends, Moody River Estates
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $39,100 (13.1%) from the original list price.
| Jul 25, 2026 | Price reducedfrom $299,000 | $259,900 |
| Jun 3, 2026 | Listed | $299,000 |
The good, the trade-offs & the location
- Built 2005 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$10,428/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.