3 Bed Waterfront Home for Sale in Moody River Estates
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For SaleMLS# 2026024748

$259,900

3 Bed Waterfront Home for Sale in Moody River Estates

13090 Sandy Key Bend 3803, North Fort Myers, FL, 33903

3 beds2 baths2,194 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity PoolWaterfront

About this home

Welcome to Moody River Estates, where comfort, style, and versatility come together in this spacious and beautifully maintained condo. Rarely available, this unique floor plan features 2 bedrooms, a den, a BONUS ROOM with fireplace, and an attached 2-car garage, offering the extra space and flexibility that is hard to find in condo living. Step inside and you’ll immediately appreciate the open and inviting layout, enhanced by custom-designed accent walls and thoughtful finishes that add warmth and character throughout the home. The spacious kitchen is designed for both everyday living and entertaining, featuring a large island with bar seating, a pantry, ample cabinet and counter space, a cozy breakfast nook, and a separate dining area. Whether you’re enjoying your morning coffee in the breakfast nook, gathering around the dining table, or hosting guests at the bar, this home offers plenty of space for everyone to come together. A standout feature of this home is the BONUS ROOM with a cozy fireplace, creating the perfect space to relax, unwind, entertain guests, or customize to fit your lifestyle. The enclosed lanai has been upgraded with sliding windows, transforming it into additional air-conditioned living space that can be enjoyed year-round. From this space and throughout the home, you’ll enjoy beautiful lake views straight ahead, along with additional water views to the left of the condo, creating a peaceful backdrop from both the windows and lanai. The spacious primary suite serves as a private retreat, complete with a walk-in closet, an en-suite bathroom featuring dual sinks, direct access to the enclosed lanai, and serene lake views. The guest bedroom is thoughtfully situated to provide privacy for family and guests, with a full bathroom located directly adjacent to the bedroom. This property is located in Moody River a highly desirable neighborhood with plenty of amenities and reasonable HOA fees which cover high-speed internet and cable. The community's popular features include two swimming pools, a playground, a fitness center, two tennis courts, pickleball and a basketball court. Don't just dream about the life you want—live it! Make this beautiful condo yours today!

Property details

Type
Condominium
Year built
2005
Interior
2,194 sqft
Lot size
5,641.02 sqft
Acreage
0.13 acres
Garage
2 car
Days on market
88
Total association fees
$10,428/yr (~$869/mo)
CDD
Yes
Est. taxes (1.4%)
$3,639/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesRoadMaintenanceSewerStreetLightsSecurityWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtBilliardRoomBilliardsBusinessCenterClubhouseSportCourtFitnessCenterLibraryBarbecuePicnicAreaPlaygroundPickleballPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$118/sqft
Comp median
$146/sqft
Difference
-19%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3160 Sea Trawler Bend 1203Jul 2026$235,0003/22,063$114
1727 Lakeview BoulevardNov 2025$315,0003/22,133$148
1106 Harbor DriveFeb 2026$319,0003/22,085$153
1930 SE 1st StreetOct 2025$299,0003/22,079$144
Average4 comps$292,000$140

Market trends, Moody River Estates

Median list
$379,000
Median $/sqft
$183
Median sold (90d)
$382,500
Avg days on market
117
Active listings
18
Median sold price · Moody River Estates
$382,500last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $39,100 (13.1%) from the original list price.

Jul 25, 2026Price reducedfrom $299,000$259,900
Jun 3, 2026Listed$299,000

The good, the trade-offs & the location

Pros
  • Built 2005 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$10,428/yr)
Location convenienceHigh
Hospital
3 mi
Cape Coral Hospital
Beach
14.4 mi
Fort Myers Beach
Airport
5.4 mi
Page Field (Fort Myers)
Shopping
2.3 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.