3 Bed Pool Home for Sale in Cape Coral
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For SaleMLS# 2026039106

$560,000

3 Bed Pool Home for Sale in Cape Coral

403 SE 28th Terrace, Cape Coral, FL, 33904

3 beds2 baths2,061 sqft2 garage
GatedBoatingWaterfront

About this home

Experience the ultimate Southwest Florida waterfront lifestyle in this beautiful 3-bedroom, 2-bath Gulf access pool home, ideally located in desirable Southeast Cape Coral! Step inside to a spacious split-bedroom floor plan featuring a huge Great Room, ceramic tile throughout, and an updated kitchen with beautiful granite countertops, abundant cabinetry, generous counter space, and a convenient walk-in pantry. The center island provides additional storage and seating, making the kitchen perfect for both everyday living and entertaining. The updated guest bath offers convenient pool access, while a separate laundry room adds to the home's functionality. Step outside and discover your own private tropical retreat! The gorgeous heated pool and spacious screened lanai create the perfect setting for relaxing, entertaining, and enjoying Florida's beautiful weather year-round. Boating enthusiasts will love the Gulf access waterfront location, complete with a private boat dock, boat lift, and captain's walk—making it easy to head out on the water right from your own backyard. Whether you're searching for a year-round residence, seasonal getaway, or waterfront retreat, this home delivers the relaxed Southwest Florida lifestyle you've been dreaming about. Spend your days boating, lounging poolside, entertaining on the lanai, and taking in beautiful waterfront sunsets. This is Florida living at its finest!

Property details

Type
SingleFamilyResidence
Year built
1996
Interior
2,061 sqft
Lot size
11,586.96 sqft
Acreage
0.27 acres
Garage
2 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$7,840/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Shutters
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Amenities

Pier

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$272/sqft
Comp median
$253/sqft
Difference
+8%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
321 SE 31st StreetJul 2026$640,0003/21,985$322
212 SE 30th TerraceMar 2026$625,0003/21,992$314
532 SE 33rd StreetJul 2026$485,0003/21,965$247
624 SE 23rd TerraceNov 2025$495,0003/22,165$229
227 SW 28th TerraceJan 2026$490,0003/21,889$259
3208 SW 1st PlaceApr 2026$524,9004/32,225$236
Average6 comps$543,317$268

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$380,575
Avg days on market
91
Active listings
2,506
Median sold price · Cape Coral
$380,000last 3 months4% vs $365,500 prior 3 months
Median closed price by month · Cape Coral
5.3% MoM2.9% YoY
$340k$365k$390kJul ’25Sep ’26
$359,999Sep ’26 · 219 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Private pool
  • Waterfront
  • Storm protection: Shutters
  • 2-car garage
Consider
  • Built 1996 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
2.7 mi
Cape Coral Hospital
Beach
10.2 mi
Fort Myers Beach
Airport
6.4 mi
Page Field (Fort Myers)
Shopping
3.9 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.