$585,000
3 Bed Waterfront Home for Sale in Cape Coral
1234 SE 13th Avenue, Cape Coral, FL, 33990
About this home
GULF ACCESS NOT IN A FLOOD ZONE, ASK ABOUT SELLER FINANCING Welcome to 1234 SE 13th Ave in beautiful Cape Coral — where waterfront living meets smart investment opportunity. This 3-bedroom with den/ additional bed room + private in-law suite, 2.5-bath Gulf-access home offers over 2,100 square feet of living space and 100 feet of canal frontage with direct boating access to open water. Step inside to find a remodeled kitchen, spacious living and dining areas, tile flooring, and plenty of natural light. Major updates provide peace of mind, including a 2021 roof, 2019 A/C system, and a fully paid-off solar system for energy efficiency and lower utility bills. One of the standout features is the private 1-bedroom, 1-bath in-law suite with its own entrance — ideal for guests, multigenerational living, or rental income potential.Outside, enjoy the Florida lifestyle from your screened lanai overlooking the canal. Boaters will love the 10,000-lb boat lift and quick access to the river and Gulf. Even better — the property is located in a non-flood zone (Zone X), potentially saving you thousands on flood insurance. Situated in a desirable SE Cape Coral location close to shopping, dining, schools, and entertainment, this home offers the perfect combination of lifestyle, flexibility, and long-term value.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1991
- Interior
- 2,137 sqft
- Lot size
- 10,541.52 sqft
- Acreage
- 0.24 acres
- Garage
- 2 car
- Days on market
- 108
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $8,190/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- Northwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1149 SE 13th Street | Jun 2026 | $450,000 | 3/2 | 2,111 | $213 |
| 1444 SE 13th Terrace | Mar 2026 | $659,000 | 3/2 | 1,974 | $334 |
| 1314 SE 15th Terrace | Feb 2026 | $480,000 | 4/2 | 2,221 | $216 |
| 1104 SE 16th Terrace | May 2026 | $590,000 | 4/3 | 2,337 | $252 |
| 1311 SE 5th Court | Mar 2026 | $530,000 | 3/2 | 1,996 | $266 |
| 1324 SE 5th Place | Apr 2026 | $498,000 | 3/2 | 2,071 | $240 |
| Average | 6 comps | $534,500 | $254 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $14,999 (2.5%) from the original list price.
| Mar 12, 2026 | Price reducedfrom $599,999 | $585,000 |
| Feb 13, 2026 | Listed | $599,999 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
- Built 1991 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.